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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Lenders in Davenport

Updated February 5, 2026

Market Overview

Total Lenders

4,062

Total Loans

0.41%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	GREENSTATE Credit Union	Exceptional	Exceptional	Exceptional	Exceptional	$684	-0.280%	503
2	I. H. MISSISSIPPI VALLEY CREDIT UNION	Exceptional	Exceptional	Exceptional	Exceptional	$1,242	-0.377%	454
3	RUHL MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Exceptional	$927	-0.057%	331
4	ASCENTRA Credit Union	Exceptional	Exceptional	Sound	Exceptional	$615	-0.041%	132
5	Du Trac Community Credit Union	Exceptional	Exceptional	Strong	Strong	$1,085	-0.171%	80
6	American Bank and Trust Company, National Association	Exceptional	Strong	Strong	Exceptional	$1,199	+0.021%	116
7	Old National Bank	Exceptional	Exceptional	Strong	Sound	$1,073	+0.042%	33
8	Empeople Credit Union	Strong	Strong	Sound	Exceptional	$828	-0.110%	192
9	U.S. Bank National Association	Strong	Strong	Strong	Strong	$1,254	+0.298%	79
10	First Federal Bank	Strong	Exceptional	Sound	Sound	$1,955	+0.411%	37
11	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Strong	$2,464	+0.104%	64
12	Fortress Bank	Strong	Strong	Strong	Sound	$776	+0.009%	30
13	CBI Bank & Trust	Strong	Sound	Strong	Strong	$874	+0.369%	86
14	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$3,224	+0.843%	69
15	Wells Fargo Bank, National Association	Strong	Strong	Sound	Sound	$1,822	+0.201%	39
16	LOWER, LLC	Strong	Acceptable	Strong	Exceptional	$1,525	+0.655%	264
17	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$3,210	+0.551%	204
18	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$2,926	+0.790%	100
19	GUARANTEED RATE, INC.	Strong	Sound	Strong	Sound	$2,270	+0.464%	27
20	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	$1,550	+1.082%	21
21	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Sound	Exceptional	$3,548	+0.533%	307
22	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$2,608	+0.773%	122
23	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$1,540	+0.698%	95
24	MICHIGAN MUTUAL, INC.	Strong	Acceptable	Strong	Strong	$1,144	+0.287%	44
25	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Sound	$4,234	+0.876%	20
26	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$1,564	+0.307%	51
27	Flanagan State Bank	Sound	Acceptable	Sound	Strong	$1,873	+0.505%	40
28	PLAZA HOME MORTGAGE, INC.	Sound	Acceptable	Strong	Sound	$1,697	+0.701%	27
29	SUCCESS MORTGAGE PARTNERS, INC.	Sound	Mediocre	Strong	Sound	$4,664	+1.048%	23
30	AXIA FINANCIAL, LLC	Sound	Mediocre	Strong	Sound	$2,981	+0.857%	22
31	CALCON MUTUAL MORTGAGE LLC	Sound	Mediocre	Sound	Sound	$2,221	+0.741%	38
32	MARINE CREDIT UNION	Sound	Mediocre	Sound	Sound	$2,280	+1.582%	20

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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