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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Homosassa Springs
Updated February 5, 2026
Market Overview
60
Total Lenders
2,055
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Suncoast Credit Union | Exceptional | Exceptional | Strong | Exceptional | -$566 | -0.688% | 70 | |
2 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $1,065 | +0.058% | 30 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,001 | +0.254% | 250 | |
4 | Truist Bank | Strong | Strong | Strong | Strong | $1,427 | +0.124% | 38 | |
5 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $304 | -0.252% | 27 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,827 | +0.365% | 278 | |
7 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $1,401 | +0.260% | 58 | |
8 | Regions Bank | Strong | Sound | Strong | Strong | $1,002 | +0.431% | 40 | |
9 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,087 | +0.242% | 37 | |
10 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,324 | +0.156% | 29 | |
11 | MIDFLORIDA | Strong | Strong | Sound | Sound | $1,000 | -0.266% | 21 | |
12 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $1,410 | +0.836% | 108 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,185 | +0.521% | 85 | |
14 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,778 | +0.495% | 35 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $4,156 | +0.196% | 31 | |
16 | THE MORTGAGE FIRM, INC. | Strong | Acceptable | Exceptional | Strong | $3,022 | +0.410% | 26 | |
17 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,262 | +0.248% | 24 | |
18 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,264 | +0.598% | 89 | |
19 | RMC HOME MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,884 | +0.585% | 57 | |
20 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $2,405 | +0.281% | 31 | |
21 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Sound | $3,155 | +0.497% | 25 | |
22 | USAA Federal Savings Bank | Strong | Sound | Sound | Sound | $1,100 | +0.061% | 21 | |
23 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | $3,023 | +0.705% | 73 | |
24 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $1,751 | +0.333% | 26 | |
25 | Sierra Pacific Mortgage Company, Inc. | Sound | Acceptable | Strong | Sound | $2,521 | +0.815% | 23 | |
26 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $3,094 | +0.497% | 23 | |
27 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $4,027 | +0.509% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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