Safe Rate Rankings

Best FHA Mortgage Lenders in Huntington

Updated May 26, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders42

Total Loans2,748

Median Rate Spread0.53%

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Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$1,964Fees	0.644%Above	156
2	The Huntington National BankBank	Exceptional	Strong	Exceptional	Strong	Strong	$624Fees	0.327%Above	64
3	WesBanco Bank, Inc.Bank	Exceptional	Strong	Strong	Strong	Strong	$1,723Fees	0.165%Above	61
4	United BankBank	Exceptional	Strong	Strong	Strong	Strong	$1,207Fees	0.337%Above	58
5	Fifth Third Bank, National AssociationBank	Exceptional	Strong	Exceptional	Sound	Strong	$580Fees	0.727%Above	52
6	U.S. Bank National AssociationBank	Exceptional	Strong	Exceptional	Sound	Strong	$1,562Fees	0.275%Above	48
7	FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company	Exceptional	Strong	Exceptional	Strong	Sound	$3,868Fees	0.229%Above	30
8	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,343Fees	0.582%Above	272
9	PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,207Fees	0.628%Above	142
10	LOANDEPOT.COM, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	Strong	$2,301Fees	0.319%Above	112
11	MOVEMENT MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,558Fees	0.519%Above	226
12	STOCKTON MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,646Fees	0.828%Above	131
13	MYCUMORTGAGE, LLCIndependent Mortgage Company	Strong	Sound	Strong	Exceptional	Sound	$1,086Fees	0.904%Above	15
14	Equity Prime Mortgage LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$1,715Fees	0.867%Above	107
15	Gateway First BankBank	Strong	Acceptable	Exceptional	Strong	Strong	$2,565Fees	0.577%Above	54
16	GUARANTEED RATE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$2,626Fees	0.515%Above	51
17	NEWREZ LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Sound	Sound	$2,474Fees	0.687%Above	28
18	Mortgage Research Center, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Strong	$1,716Credit	1.080%Above	127
19	LOWER, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,605Fees	1.134%Above	11
20	AMERISAVE MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Sound	$3,180Fees	0.875%Above	19
21	CALCON MUTUAL MORTGAGE LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$2,457Fees	0.767%Above	32
22	Click n' Close, Inc.Independent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$3,842Fees	1.657%Above	24
23	CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$3,989Fees	0.751%Above	19
24	NATIONSTAR MORTGAGE LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$3,469Fees	0.734%Above	18
25	SUCCESS MORTGAGE PARTNERS, INC.Independent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$3,373Fees	1.097%Above	16
26	NEW AMERICAN FUNDING, LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Sound	Sound	$2,944Fees	1.296%Above	25

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.