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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Jonesboro
Updated February 6, 2026
Market Overview
30
Total Lenders
1,099
Total Loans
0.37%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | First Financial Bank | Exceptional | Strong | Strong | Strong | Exceptional | $2,895 | +0.312% | 49 | |
2 | ENCORE BANK | Exceptional | Exceptional | Strong | Sound | Strong | $1,370 | +0.192% | 32 | |
3 | Arvest Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,896 | +0.419% | 109 | |
4 | MORTGAGE INVESTORS GROUP, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,082 | +0.283% | 61 | |
5 | LENDLO MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,679 | +0.185% | 48 | |
6 | Centennial Bank | Exceptional | Strong | Strong | Sound | Exceptional | $1,702 | +0.543% | 47 | |
7 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,453 | -0.036% | 41 | |
8 | First Horizon Bank | Exceptional | Strong | Strong | Strong | Strong | $1,537 | +0.233% | 38 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,322 | +0.273% | 20 | |
10 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $2,968 | +0.066% | 12 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,602 | +0.520% | 91 | |
12 | First Community Bank | Strong | Sound | Strong | Strong | Exceptional | $2,619 | +0.173% | 70 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,004 | +0.796% | 39 | |
14 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,179 | +0.314% | 32 | |
15 | Regions Bank | Strong | Sound | Exceptional | Sound | Strong | $2,316 | +0.382% | 25 | |
16 | Evolve Bank & Trust | Strong | Sound | Strong | Strong | Sound | $1,552 | +0.245% | 18 | |
17 | DAS Acquisition Company, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,772 | +0.538% | 51 | |
18 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,543 | +0.567% | 40 | |
19 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,872 | +1.118% | 15 | |
20 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,151 | +0.634% | 51 | |
21 | SENTE MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | Strong | $3,133 | +0.730% | 27 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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