Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | First Financial BankBank | Exceptional | Strong | Strong | Strong | Exceptional | $2,895Fees | 0.312%Above | 49 | |
2 | ENCORE BANKBank | Exceptional | Exceptional | Strong | Sound | Strong | $1,370Fees | 0.192%Above | 32 | |
3 | Arvest BankBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,896Fees | 0.419%Above | 109 | |
4 | MORTGAGE INVESTORS GROUP, INC.Independent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,082Fees | 0.283%Above | 61 | |
5 | LENDLO MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,679Fees | 0.185%Above | 48 | |
6 | Centennial BankBank | Exceptional | Strong | Strong | Sound | Exceptional | $1,702Fees | 0.543%Above | 47 | |
7 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,453Fees | 0.036%Below | 41 | |
8 | First Horizon BankBank | Exceptional | Strong | Strong | Strong | Strong | $1,537Fees | 0.233%Above | 38 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $1,322Fees | 0.273%Above | 20 | |
10 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $2,968Fees | 0.066%Above | 12 | |
11 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,602Fees | 0.520%Above | 91 | |
12 | First Community BankBank | Strong | Sound | Strong | Strong | Exceptional | $2,619Fees | 0.173%Above | 70 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,004Fees | 0.796%Above | 39 | |
14 | Nations Lending CorporationIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,179Fees | 0.314%Above | 32 | |
15 | Regions BankBank | Strong | Sound | Exceptional | Sound | Strong | $2,316Fees | 0.382%Above | 25 | |
16 | Evolve Bank & TrustBank | Strong | Sound | Strong | Strong | Sound | $1,552Fees | 0.245%Above | 18 | |
17 | DAS Acquisition Company, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,772Fees | 0.538%Above | 51 | |
18 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD.Independent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,543Fees | 0.567%Above | 40 | |
19 | EVERETT FINANCIAL, INC.Independent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,872Fees | 1.118%Above | 15 | |
20 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | Strong | $3,151Fees | 0.634%Above | 51 | |
21 | SENTE MORTGAGE, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Strong | Strong | $3,133Fees | 0.730%Above | 27 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.