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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Bank Lenders in Kansas
Updated February 6, 2026
Market Overview
26
Total Lenders
29,343
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $261 | -0.085% | 378 | |
2 | Exchange Bank | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $1,263 | -0.263% | 181 | |
3 | Armed Forces Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,342 | -0.082% | 81 | |
4 | First State Bank of St. Charles, Missouri | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,749 | +0.067% | 483 | |
5 | Arvest Bank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,353 | +0.218% | 389 | |
6 | Intrust Bank, National Association | Exceptional | Exceptional | Sound | Strong | Exceptional | $1,001 | -0.160% | 138 | |
7 | First Federal Bank | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,873 | -0.010% | 92 | |
8 | Landmark National Bank | Exceptional | Strong | Strong | Strong | Exceptional | $999 | +0.061% | 502 | |
9 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $494 | +0.201% | 308 | |
10 | First Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,463 | +0.078% | 232 | |
11 | Central National Bank | Exceptional | Strong | Strong | Exceptional | Strong | $856 | +0.131% | 118 | |
12 | Gateway First Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,668 | +0.418% | 331 | |
13 | Bell Bank | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,075 | +0.247% | 278 | |
14 | JPMorgan Chase Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,824 | +0.197% | 220 | |
15 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,491 | -0.128% | 218 | |
16 | NBH Bank | Strong | Sound | Strong | Strong | Exceptional | $1,079 | +0.219% | 341 | |
17 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $1,600 | +0.309% | 297 | |
18 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $2,108 | +0.607% | 97 | |
19 | Stride Bank, National Association | Strong | Sound | Strong | Exceptional | Strong | $1,319 | +0.248% | 75 | |
20 | The Central Trust Bank | Strong | Sound | Strong | Strong | Strong | $1,003 | +0.229% | 198 | |
21 | Wells Fargo Bank, National Association | Strong | Sound | Exceptional | Sound | Strong | $1,989 | +0.109% | 172 | |
22 | Fidelity Bank, National Association | Strong | Acceptable | Strong | Strong | Exceptional | $1,165 | +0.322% | 548 | |
23 | Academy Bank, National Association | Strong | Strong | Sound | Acceptable | Strong | $1,131 | +0.245% | 104 | |
24 | Community National Bank & Trust | Strong | Acceptable | Sound | Strong | Exceptional | $1,395 | +0.636% | 196 | |
25 | Sunflower Bank, National Association | Strong | Acceptable | Strong | Strong | Strong | $1,893 | +0.169% | 169 | |
26 | BOKF, National Association | Strong | Acceptable | Strong | Strong | Strong | $1,703 | +0.431% | 146 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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