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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best USDA Mortgage Company Lenders in Kansas
Updated February 6, 2026
Market Overview
20
Total Lenders
29,343
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,343 | +0.235% | 1,051 | |
2 | GUILD MORTGAGE COMPANY LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,267 | +0.520% | 428 | |
3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,604 | +0.413% | 232 | |
4 | NEWREZ LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,416 | +0.403% | 188 | |
5 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,540 | +0.469% | 1,496 | |
6 | MORTGAGE INVESTMENT SERVICES CORPORATION | Strong | Sound | Exceptional | Sound | Exceptional | $1,506 | +0.683% | 201 | |
7 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,926 | +0.482% | 178 | |
8 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,590 | +0.285% | 97 | |
9 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,314 | +0.410% | 464 | |
10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,047 | +0.411% | 409 | |
11 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,188 | +0.562% | 295 | |
12 | Members Mortgage Services, L.L.C. | Strong | Sound | Strong | Sound | Exceptional | $1,612 | +0.427% | 181 | |
13 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Sound | Exceptional | Strong | Sound | $559 | +0.953% | 71 | |
14 | American Mortgage Bank, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,822 | +0.459% | 125 | |
15 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,112 | +0.402% | 123 | |
16 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,893 | +0.908% | 104 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,082 | +0.390% | 1,609 | |
18 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,280 | +0.839% | 199 | |
19 | UNION HOME MORTGAGE CORP. | Strong | Mediocre | Exceptional | Strong | Strong | $1,896 | +0.462% | 151 | |
20 | Click n' Close, Inc. | Sound | Mediocre | Exceptional | Sound | Strong | $5,595 | +1.730% | 165 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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