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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Kansas
Updated February 6, 2026
Market Overview
48
Total Lenders
16,156
Total Loans
0.50%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | FLAT BRANCH MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | $1,540 | +0.469% | 1,496 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,343 | +0.235% | 1,051 | |
3 | COMMUNITY MORTGAGE, LLC | Strong | Strong | Strong | Strong | $1,120 | +0.077% | 94 | |
4 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | $1,259 | -0.083% | 69 | |
5 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $1,604 | +0.413% | 232 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,368 | +0.416% | 2,363 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $2,082 | +0.390% | 1,609 | |
8 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $2,267 | +0.520% | 428 | |
9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | $2,047 | +0.411% | 409 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,773 | -0.056% | 319 | |
11 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,711 | +0.297% | 304 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,720 | +0.526% | 265 | |
13 | Members Mortgage Services, L.L.C. | Strong | Sound | Sound | Exceptional | $1,612 | +0.427% | 181 | |
14 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,112 | +0.402% | 123 | |
15 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $817 | +0.523% | 1,040 | |
16 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Strong | Exceptional | $3,314 | +0.410% | 464 | |
17 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Strong | Exceptional | $3,188 | +0.562% | 295 | |
18 | PLANET HOME LENDING, LLC | Strong | Acceptable | Exceptional | Strong | $1,926 | +0.482% | 178 | |
19 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $1,896 | +0.462% | 151 | |
20 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $1,394 | +0.192% | 125 | |
21 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $3,904 | +0.661% | 110 | |
22 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $1,590 | +0.285% | 97 | |
23 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,099 | +0.451% | 81 | |
24 | Midwest Mortgage Associates Corporation | Strong | Sound | Sound | Strong | $1,671 | +0.296% | 60 | |
25 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $2,583 | +0.378% | 336 | |
26 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Strong | $1,932 | +0.318% | 282 | |
27 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,307 | +0.514% | 248 | |
28 | MORTGAGE INVESTMENT SERVICES CORPORATION | Strong | Acceptable | Sound | Exceptional | $1,506 | +0.683% | 201 | |
29 | REGENT FINANCIAL GROUP, INC. | Strong | Acceptable | Strong | Strong | $1,934 | +0.539% | 130 | |
30 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | $1,822 | +0.459% | 125 | |
31 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $2,893 | +0.908% | 104 | |
32 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $2,274 | +0.465% | 90 | |
33 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $2,680 | +0.741% | 75 | |
34 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,416 | +0.403% | 188 | |
35 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,749 | +0.871% | 149 | |
36 | ENDEAVOR CAPITAL, LLC. | Sound | Acceptable | Sound | Strong | $1,555 | +0.227% | 148 | |
37 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | $2,506 | +0.419% | 111 | |
38 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Strong | $4,363 | +0.584% | 76 | |
39 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $559 | +0.953% | 71 | |
40 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $2,280 | +0.839% | 199 | |
41 | Waterstone Mortgage Corporation | Sound | Mediocre | Strong | Strong | $3,575 | +0.487% | 99 | |
42 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | $2,437 | +0.892% | 92 | |
43 | Click n' Close, Inc. | Sound | Mediocre | Sound | Strong | $5,595 | +1.730% | 165 | |
44 | Farm Credit Mid-America, ACA | Sound | Mediocre | Sound | Strong | $5,481 | +0.540% | 122 | |
45 | US MORTGAGE CORPORATION | Sound | Mediocre | Sound | Strong | $3,324 | +0.677% | 76 | |
46 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Sound | $2,891 | +0.705% | 64 | |
47 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Strong | $3,944 | +0.912% | 85 | |
48 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Strong | $3,484 | +1.230% | 72 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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