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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Lafayette
Updated February 5, 2026
Market Overview
23
Total Lenders
2,241
Total Loans
0.50%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | RUOFF MORTGAGE COMPANY, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,871 | +0.443% | 169 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,228 | +0.431% | 191 | |
3 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,068 | +0.567% | 189 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,935 | +0.504% | 163 | |
5 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | Sound | $7,219 | +0.169% | 31 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,522 | +0.728% | 19 | |
7 | GVC MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,340 | +0.466% | 45 | |
8 | MJW FINANCIAL LLC | Strong | Sound | Strong | Strong | Sound | $2,245 | +0.528% | 23 | |
9 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,466 | +0.462% | 37 | |
10 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,229 | +0.332% | 32 | |
11 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,310 | +0.381% | 29 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,728 | +0.750% | 20 | |
13 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $5,356 | +0.269% | 20 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,047 | +0.800% | 14 | |
15 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,870 | +0.304% | 13 | |
16 | HALLMARK HOME MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $1,823 | +0.720% | 50 | |
17 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,033 | +0.428% | 38 | |
18 | FAIR WAY LENDING LLC | Strong | Acceptable | Sound | Strong | Strong | $2,725 | +0.905% | 29 | |
19 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,768 | +0.354% | 21 | |
20 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Strong | $3,176 | +0.714% | 49 | |
21 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $3,191 | +1.205% | 13 | |
22 | First Option Mortgage, LLC | Sound | Mediocre | Strong | Sound | Sound | $3,455 | +0.787% | 19 | |
23 | Wolfe Financial, Inc | Sound | Mediocre | Strong | Sound | Sound | $1,889 | +1.070% | 11 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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