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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Peoria
Updated February 5, 2026
Market Overview
45
Total Lenders
3,777
Total Loans
0.51%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | INB, National Association | Exceptional | Exceptional | Strong | Strong | Strong | $589 | +0.255% | 106 | |
2 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,295 | +0.424% | 592 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,096 | +0.634% | 244 | |
4 | MLD MORTGAGE INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,548 | +0.509% | 236 | |
5 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Sound | Strong | $700 | +0.402% | 218 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $2,768 | +0.933% | 17 | |
7 | FIRST STATE MORTGAGE SERVICES, LLC | Strong | Sound | Strong | Exceptional | Strong | $1,335 | +0.371% | 108 | |
8 | Fortress Bank | Strong | Sound | Strong | Exceptional | Strong | $504 | +0.054% | 51 | |
9 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $2,479 | +0.022% | 26 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,028 | +0.608% | 215 | |
11 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $1,538 | +0.727% | 104 | |
12 | CIBM Bank | Strong | Sound | Strong | Strong | Strong | $1,840 | +0.801% | 45 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,761 | +0.559% | 21 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,483 | +1.032% | 20 | |
15 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,502 | +1.292% | 12 | |
16 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Sound | $1,947 | +0.608% | 38 | |
17 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $1,553 | +0.469% | 11 | |
18 | LEADERONE FINANCIAL CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $2,877 | +0.892% | 50 | |
19 | Ixonia Bank | Sound | Mediocre | Exceptional | Strong | Sound | $2,240 | +0.836% | 14 | |
20 | NATIONSTAR MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $2,870 | +0.166% | 12 | |
21 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $2,596 | +0.782% | 58 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Sound | Mediocre | Exceptional | Strong | Acceptable | $2,756 | +0.805% | 10 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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