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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in St. George
Updated February 5, 2026
Market Overview
50
Total Lenders
3,119
Total Loans
0.13%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,799 | +0.095% | 409 | |
2 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,994 | +0.291% | 173 | |
3 | Mountain America Federal Credit Union | Exceptional | Strong | Strong | Sound | Exceptional | $3,463 | -0.174% | 110 | |
4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Sound | $4,136 | +0.534% | 26 | |
5 | SUN AMERICAN MORTGAGE COMPANY | Strong | Sound | Strong | Strong | Exceptional | $3,102 | +0.281% | 233 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,957 | +0.058% | 181 | |
7 | INTERCAP LENDING INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,486 | +0.171% | 149 | |
8 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,523 | +0.119% | 115 | |
9 | MY MOVE MORTGAGE, LLC | Strong | Sound | Strong | Strong | Exceptional | $2,798 | +0.130% | 92 | |
10 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,598 | +0.222% | 46 | |
11 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $1,555 | -0.007% | 30 | |
12 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,974 | +0.285% | 454 | |
13 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Sound | $4,630 | +0.351% | 14 | |
14 | BELEM SERVICING LLC | Strong | Acceptable | Strong | Strong | Exceptional | $3,233 | +0.285% | 188 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,717 | +0.208% | 22 | |
16 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,835 | +0.323% | 24 | |
17 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,780 | +0.378% | 41 | |
18 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Exceptional | Strong | Sound | $5,470 | +0.441% | 34 | |
19 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,687 | +0.243% | 21 | |
20 | VERITAS FUNDING, LLC | Sound | Mediocre | Strong | Sound | Sound | $5,816 | +0.171% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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