Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Exceptional | $2,799Fees | 0.095%Above | 409 | |
2 | FIRST COLONY MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Exceptional | Exceptional | $3,994Fees | 0.291%Above | 173 | |
3 | PROVIDENT FUNDING ASSOCIATES, L.P.Independent Mortgage Company | Strong | Exceptional | Sound | Sound | $2,587Fees | 0.043%Below | 21 | |
4 | SUN AMERICAN MORTGAGE COMPANYIndependent Mortgage Company | Strong | Sound | Strong | Exceptional | $3,102Fees | 0.281%Above | 233 | |
5 | MY MOVE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Strong | Exceptional | $2,798Fees | 0.130%Above | 92 | |
6 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $3,974Fees | 0.285%Above | 454 | |
7 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $3,957Fees | 0.058%Above | 181 | |
8 | INTERCAP LENDING INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $3,486Fees | 0.171%Above | 149 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company | Strong | Sound | Exceptional | Sound | $4,136Fees | 0.534%Above | 26 | |
10 | BELEM SERVICING LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Exceptional | $3,233Fees | 0.285%Above | 188 | |
11 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | $1,555Fees | 0.007%Below | 30 | |
12 | BAY EQUITY LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | $4,593Fees | 0.103%Above | 27 | |
13 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | $2,790Fees | 0.231%Above | 22 | |
14 | THE LOAN STORE, INC.Independent Mortgage Company | Strong | Acceptable | Strong | Strong | $2,523Fees | 0.119%Above | 115 | |
15 | KIND LENDING, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $2,598Fees | 0.222%Above | 46 | |
16 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,780Fees | 0.378%Above | 41 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $2,717Fees | 0.208%Above | 22 | |
18 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATIONIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $5,225Fees | 0.404%Above | 25 | |
19 | CANOPY MORTGAGE, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $3,835Fees | 0.323%Above | 24 | |
20 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $3,687Fees | 0.243%Above | 21 | |
21 | NEWREZ LLCIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $3,653Fees | 0.332%Above | 21 | |
22 | SECURITYNATIONAL MORTGAGE COMPANYIndependent Mortgage Company | Sound | Mediocre | Strong | Sound | $5,470Fees | 0.441%Above | 34 | |
23 | VERITAS FUNDING, LLCIndependent Mortgage Company | Sound | Mediocre | Sound | Sound | $5,816Fees | 0.171%Above | 21 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.