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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Syracuse
Updated February 5, 2026
Market Overview
22
Total Lenders
2,595
Total Loans
0.47%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | SEFCU SERVICES, LLC | Exceptional | Strong | Exceptional | Exceptional | $1,145 | -0.211% | 316 | |
2 | HOMESTEAD FUNDING CORP. | Exceptional | Strong | Exceptional | Strong | $1,585 | +0.306% | 191 | |
3 | PREMIUM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | $2,337 | +0.173% | 71 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $3,359 | +0.260% | 67 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,690 | +0.647% | 500 | |
6 | 1ST PRIORITY MORTGAGE, INC. | Strong | Sound | Strong | Strong | $1,935 | +0.214% | 62 | |
7 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,637 | +0.509% | 277 | |
8 | HUNT MORTGAGE CORPORATION | Strong | Acceptable | Strong | Exceptional | $3,865 | +0.476% | 211 | |
9 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $3,675 | +0.486% | 108 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $2,327 | +0.671% | 34 | |
11 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $1,449 | +1.071% | 24 | |
12 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $2,072 | +0.517% | 21 | |
13 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $2,831 | +0.401% | 97 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $2,211 | +0.579% | 78 | |
15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Sound | $1,667 | +0.558% | 23 | |
16 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | $2,871 | +0.339% | 249 | |
17 | Mortgage Research Center, LLC | Sound | Acceptable | Strong | Sound | $6,666 | +1.142% | 62 | |
18 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $3,548 | +0.795% | 50 | |
19 | PARAGON HOME LOANS INC. | Sound | Acceptable | Sound | Strong | $3,251 | +0.461% | 29 | |
20 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,180 | +0.628% | 23 | |
21 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | $3,797 | +0.895% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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