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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Bangor
Updated February 5, 2026
Market Overview
27
Total Lenders
1,332
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Bangor Savings Bank | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $1,234 | -0.139% | 224 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $268 | -0.142% | 13 | |
3 | The Camden National Bank | Exceptional | Strong | Strong | Strong | Strong | $1,113 | -0.034% | 49 | |
4 | KeyBank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $1,919 | +0.396% | 21 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,859 | +0.522% | 145 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,376 | +0.234% | 131 | |
7 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,474 | +0.610% | 108 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $4,695 | +0.207% | 24 | |
9 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,336 | +0.210% | 84 | |
10 | CUSO MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $1,392 | +0.239% | 62 | |
11 | TOTAL MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,364 | +0.505% | 55 | |
12 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,725 | +0.364% | 37 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,004 | +0.498% | 36 | |
14 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $1,975 | -0.213% | 11 | |
15 | Maine Savings Federal Credit Union | Strong | Sound | Sound | Sound | Strong | $1,016 | +0.495% | 28 | |
16 | TD Bank, National Association | Strong | Sound | Strong | Sound | Sound | $1,466 | +0.227% | 15 | |
17 | AMERANT MORTGAGE, LLC | Strong | Sound | Strong | Sound | Sound | $1,089 | +0.460% | 14 | |
18 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,460 | +0.560% | 13 | |
19 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,636 | +0.812% | 60 | |
20 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,784 | +0.484% | 26 | |
21 | USAA Federal Savings Bank | Strong | Sound | Strong | Acceptable | Sound | $1,902 | -0.219% | 14 | |
22 | University Credit Union | Sound | Acceptable | Sound | Sound | Strong | $1,484 | +0.562% | 25 | |
23 | Machias Savings Bank | Sound | Acceptable | Sound | Sound | Strong | $1,349 | +0.486% | 24 | |
24 | First National Bank | Sound | Acceptable | Sound | Sound | Sound | $629 | +0.964% | 10 | |
25 | NextMortgage, LLC | Sound | Mediocre | Sound | Sound | Strong | $2,394 | +0.709% | 34 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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