Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Exceptional | $3,157Fees | 0.058%Above | 277 | |
2 | PROVIDENT FUNDING ASSOCIATES, L.P.Independent Mortgage Company | Strong | Exceptional | Sound | Sound | $1,596Fees | 0.067%Above | 20 | |
3 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Exceptional | $4,261Fees | 0.137%Above | 246 | |
4 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $5,076Fees | 0.272%Above | 235 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $4,265Fees | 0.179%Above | 184 | |
6 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $2,773Fees | 0.151%Above | 122 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $4,134Fees | 0.270%Above | 112 | |
8 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | $2,183Fees | 0.101%Above | 65 | |
9 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Sound | Strong | Strong | $2,471Fees | 0.228%Above | 43 | |
10 | THE LOAN STORE, INC.Independent Mortgage Company | Strong | Acceptable | Strong | Exceptional | $3,918Fees | 0.196%Above | 220 | |
11 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $2,839Fees | 0.334%Above | 92 | |
12 | NATIONS DIRECT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Exceptional | $2,352Fees | 0.157%Above | 77 | |
13 | NEWREZ LLCIndependent Mortgage Company | Strong | Acceptable | Sound | Exceptional | $2,152Fees | 0.286%Above | 128 | |
14 | KIND LENDING, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $2,725Fees | 0.186%Above | 74 | |
15 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,649Fees | 0.467%Above | 51 | |
16 | CANOPY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,017Fees | 0.148%Above | 44 | |
17 | LEADERONE FINANCIAL CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,002Fees | 0.599%Above | 32 | |
18 | LPMC, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,597Fees | 0.197%Above | 23 | |
19 | SUMMIT FUNDING, INC.Independent Mortgage Company | Sound | Mediocre | Exceptional | Strong | $5,844Fees | 0.628%Above | 31 | |
20 | CHURCHILL MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | $5,096Fees | 0.311%Above | 54 | |
21 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $4,009Fees | 0.522%Above | 31 | |
22 | EVERGREEN MONEYSOURCE MORTGAGE COMPANYIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | $4,513Fees | 0.515%Above | 22 | |
23 | AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | $4,408Fees | 0.359%Above | 21 | |
24 | AXIA FINANCIAL, LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Sound | $5,653Fees | 0.165%Above | 21 | |
25 | PREMIER MORTGAGE RESOURCES, L.L.C.Independent Mortgage Company | Sound | Mediocre | Strong | Sound | $4,506Fees | 0.374%Above | 20 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.