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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Bank Lenders in Crestview
Updated February 5, 2026
Market Overview
25
Total Lenders
5,034
Total Loans
0.11%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | BankPlus | Exceptional | Strong | Strong | Strong | Exceptional | $2,218 | -0.004% | 96 | |
2 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,629 | -0.084% | 44 | |
3 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $887 | -0.281% | 29 | |
4 | PNC Bank, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $294 | +0.126% | 22 | |
5 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Sound | $1,065 | -0.105% | 21 | |
6 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Sound | Sound | $207 | -0.366% | 18 | |
7 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $766 | -0.101% | 17 | |
8 | Trustmark National Bank | Strong | Sound | Exceptional | Strong | Strong | $1,622 | -0.036% | 74 | |
9 | Northpointe Bank | Strong | Sound | Exceptional | Strong | Strong | $3,138 | +0.416% | 62 | |
10 | Cadence Bank | Strong | Sound | Exceptional | Strong | Strong | $2,989 | +0.370% | 53 | |
11 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,345 | +0.021% | 33 | |
12 | Fifth Third Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $110 | -0.171% | 18 | |
13 | Ameris Bank | Strong | Sound | Exceptional | Strong | Sound | $3,265 | +0.182% | 33 | |
14 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $2,000 | +0.242% | 25 | |
15 | First Federal Bank | Strong | Strong | Strong | Sound | Sound | $1,042 | -0.399% | 18 | |
16 | University Bank | Strong | Acceptable | Strong | Strong | Exceptional | $2,382 | -0.163% | 149 | |
17 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,848 | +0.249% | 97 | |
18 | Centennial Bank | Strong | Sound | Strong | Sound | Strong | $2,199 | +0.022% | 37 | |
19 | Synovus Bank | Strong | Sound | Strong | Strong | Sound | $1,814 | -0.112% | 18 | |
20 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Sound | $1,761 | +0.494% | 19 | |
21 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | Sound | $2,231 | +0.339% | 16 | |
22 | Bank of England | Strong | Acceptable | Strong | Sound | Strong | $4,269 | +0.543% | 41 | |
23 | USAA Federal Savings Bank | Strong | Sound | Strong | Acceptable | Sound | $1,359 | -0.230% | 35 | |
24 | Community Bank of Mississippi | Sound | Mediocre | Strong | Strong | Strong | $4,676 | +0.600% | 55 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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