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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Crestview
Updated February 5, 2026
Market Overview
85
Total Lenders
5,034
Total Loans
0.11%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | $112 | -0.424% | 141 | |
2 | BankPlus | Exceptional | Strong | Strong | Exceptional | $2,218 | -0.004% | 96 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $774 | -0.599% | 89 | |
4 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $1,099 | -0.831% | 68 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,880 | -0.037% | 438 | |
6 | University Bank | Strong | Sound | Exceptional | Exceptional | $2,382 | -0.163% | 149 | |
7 | Citizens Bank, National Association | Strong | Strong | Strong | Strong | $1,629 | -0.084% | 44 | |
8 | MORTGAGE ONE OF THE SOUTH, INC. | Strong | Exceptional | Acceptable | Strong | $1,780 | -0.532% | 37 | |
9 | NBKC BANK | Strong | Exceptional | Sound | Sound | $452 | -0.662% | 24 | |
10 | Trustmark National Bank | Strong | Sound | Exceptional | Strong | $1,622 | -0.036% | 74 | |
11 | Bank of America, National Association | Strong | Strong | Strong | Sound | $887 | -0.281% | 29 | |
12 | PNC Bank, National Association | Strong | Strong | Strong | Sound | $294 | +0.126% | 22 | |
13 | Truist Bank | Strong | Strong | Strong | Sound | $1,065 | -0.105% | 21 | |
14 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,345 | +0.157% | 343 | |
15 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,335 | +0.093% | 275 | |
16 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,974 | -0.185% | 103 | |
17 | Regions Bank | Strong | Sound | Strong | Strong | $2,848 | +0.249% | 97 | |
18 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $3,051 | +0.079% | 64 | |
19 | Northpointe Bank | Strong | Sound | Strong | Strong | $3,138 | +0.416% | 62 | |
20 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,160 | -0.416% | 55 | |
21 | Cadence Bank | Strong | Sound | Strong | Strong | $2,989 | +0.370% | 53 | |
22 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Sound | $436 | +0.178% | 34 | |
23 | Ameris Bank | Strong | Sound | Exceptional | Sound | $3,265 | +0.182% | 33 | |
24 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,345 | +0.021% | 33 | |
25 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $2,929 | +0.127% | 91 | |
26 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $1,363 | -0.438% | 77 | |
27 | Community Bank of Mississippi | Strong | Acceptable | Exceptional | Strong | $4,676 | +0.600% | 55 | |
28 | Centennial Bank | Strong | Sound | Sound | Strong | $2,199 | +0.022% | 37 | |
29 | Capital City Home Loans, LLC | Strong | Sound | Strong | Sound | $3,076 | +0.168% | 29 | |
30 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | $2,000 | +0.242% | 25 | |
31 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $3,529 | +0.247% | 23 | |
32 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Sound | $1,808 | +0.503% | 22 | |
33 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Sound | Exceptional | $2,260 | -0.001% | 381 | |
34 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $5,424 | -0.240% | 141 | |
35 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,098 | +0.473% | 104 | |
36 | Bank of England | Strong | Acceptable | Strong | Strong | $4,269 | +0.543% | 41 | |
37 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Strong | Strong | $2,991 | +0.259% | 39 | |
38 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Sound | $3,020 | +0.168% | 37 | |
39 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $3,343 | +0.088% | 37 | |
40 | USAA Federal Savings Bank | Strong | Sound | Sound | Sound | $1,359 | -0.230% | 35 | |
41 | NFM, INC. | Strong | Acceptable | Exceptional | Sound | $4,319 | +0.749% | 28 | |
42 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $627 | +0.246% | 24 | |
43 | COASTAL LOANS, LLC | Strong | Acceptable | Exceptional | Sound | $3,850 | +0.117% | 22 | |
44 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $3,217 | +0.340% | 59 | |
45 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $3,803 | +0.048% | 36 | |
46 | TOWNE MORTGAGE COMPANY | Sound | Acceptable | Strong | Sound | $2,246 | +0.422% | 33 | |
47 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $1,999 | +0.036% | 26 | |
48 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Sound | Acceptable | Strong | Sound | $3,838 | +0.745% | 22 | |
49 | Equity Prime Mortgage LLC | Sound | Acceptable | Strong | Sound | $3,681 | +0.611% | 21 | |
50 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $4,318 | +0.394% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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