Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Tyndall Federal Credit UnionCredit Union | Exceptional | Exceptional | Strong | Exceptional | Strong | $428Fees | 0.135%Above | 30 | |
2 | INTERLINC MORTGAGE SERVICES, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,026Fees | 0.546%Above | 116 | |
3 | BankPlusBank | Exceptional | Exceptional | Strong | Sound | Strong | $1,733Fees | 0.007%Above | 27 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,796Fees | 0.177%Below | 47 | |
5 | TOWNE MORTGAGE COMPANYIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,178Fees | 0.142%Above | 35 | |
6 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,888Fees | 0.456%Above | 119 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,678Fees | 0.427%Above | 81 | |
8 | Renasant BankBank | Strong | Sound | Exceptional | Strong | Strong | $2,170Fees | 0.254%Above | 46 | |
9 | Ameris BankBank | Strong | Sound | Exceptional | Strong | Strong | $1,806Fees | 0.429%Above | 34 | |
10 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Strong | Exceptional | Strong | Acceptable | $7,234Fees | 0.925%Above | 10 | |
11 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,104Fees | 0.702%Above | 63 | |
12 | Regions BankBank | Strong | Sound | Exceptional | Sound | Strong | $1,413Fees | 0.528%Above | 47 | |
13 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $2,868Fees | 0.193%Above | 19 | |
14 | Mortgage Research Center, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,063Fees | 0.983%Above | 135 | |
15 | STOCKTON MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,190Fees | 0.577%Above | 36 | |
16 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,983Fees | 0.202%Above | 33 | |
17 | UNION HOME MORTGAGE CORP.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,194Fees | 0.589%Above | 25 | |
18 | Flagstar Bank, N.A.Bank | Strong | Sound | Exceptional | Strong | Acceptable | $834Fees | 0.253%Above | 10 | |
19 | AMERICAN FINANCIAL RESOURCES, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,294Fees | 0.174%Above | 23 | |
20 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,444Fees | 0.674%Above | 35 | |
21 | ENVOY MORTGAGE, LTDIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $2,652Fees | 0.596%Above | 19 | |
22 | SOUTHWEST FUNDING, LPIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $2,876Fees | 0.679%Above | 21 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.