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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Dover
Updated February 5, 2026
Market Overview
32
Total Lenders
2,296
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NATION ONE MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,997 | -0.096% | 27 | |
2 | KEYSTONE FUNDING, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,803 | +0.202% | 179 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,613 | +0.033% | 125 | |
4 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,674 | +0.500% | 38 | |
5 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $369 | +0.441% | 31 | |
6 | PIKE CREEK MORTGAGE SERVICES, INC. | Exceptional | Sound | Strong | Exceptional | Exceptional | $3,759 | +0.354% | 163 | |
7 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,346 | -0.002% | 31 | |
8 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,793 | +0.171% | 19 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,779 | +0.347% | 193 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,385 | +0.053% | 33 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,653 | +0.253% | 97 | |
12 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $3,330 | +0.214% | 35 | |
13 | MICHIGAN MUTUAL, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,881 | +0.598% | 20 | |
14 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,172 | +0.417% | 18 | |
15 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,065 | +0.205% | 66 | |
16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $3,490 | +0.496% | 33 | |
17 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,513 | +0.391% | 29 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,335 | +0.081% | 20 | |
19 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,581 | +0.039% | 28 | |
20 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,351 | +0.843% | 20 | |
21 | EMBRACE HOME LOANS, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $4,896 | +0.348% | 11 | |
22 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,833 | +0.616% | 11 | |
23 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,176 | +0.562% | 65 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,937 | +0.448% | 47 | |
25 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $5,256 | +0.513% | 37 | |
26 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $5,836 | +0.270% | 32 | |
27 | TIDEWATER MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Strong | Sound | $2,273 | +0.316% | 23 | |
28 | MDE HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | Sound | $3,985 | +0.552% | 13 | |
29 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $920 | +0.328% | 11 | |
30 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Acceptable | $4,985 | +1.184% | 10 | |
31 | NATIONSTAR MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $5,030 | +0.458% | 23 | |
32 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,563 | +0.531% | 17 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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