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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Fayetteville
Updated February 5, 2026
Market Overview
30
Total Lenders
8,823
Total Loans
0.17%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FIRST WESTERN MORTGAGE, INC. | Exceptional | Exceptional | Strong | Strong | Strong | $597 | +0.001% | 75 | |
2 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,004 | +0.166% | 559 | |
3 | LENDLO MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,500 | +0.498% | 403 | |
4 | ASSOCIATED MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,308 | +0.169% | 288 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,167 | -0.081% | 264 | |
6 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | Exceptional | Strong | Strong | Strong | Strong | $959 | +0.224% | 65 | |
7 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $3,825 | +0.424% | 48 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,953 | +0.218% | 665 | |
9 | GERSHMAN INVESTMENT CORP. | Strong | Sound | Exceptional | Strong | Strong | $1,605 | +0.000% | 181 | |
10 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $1,897 | -0.036% | 47 | |
11 | MORTGAGE ASSURANCE, INC. | Strong | Strong | Strong | Strong | Sound | $1,953 | +0.198% | 28 | |
12 | MY MOVE MORTGAGE, LLC | Strong | Sound | Strong | Strong | Strong | $2,343 | +0.075% | 150 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,467 | +0.287% | 87 | |
14 | COMMUNITY MORTGAGE CORPORATION | Strong | Sound | Strong | Exceptional | Sound | $2,660 | +0.244% | 47 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,451 | +0.217% | 31 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,292 | +0.315% | 82 | |
17 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $1,527 | +0.369% | 25 | |
18 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,019 | +0.439% | 22 | |
19 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,213 | +0.301% | 101 | |
20 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,849 | +0.718% | 100 | |
21 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,510 | +0.738% | 48 | |
22 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,390 | +0.217% | 43 | |
23 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,221 | +0.523% | 19 | |
24 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $1,193 | +0.223% | 26 | |
25 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $4,374 | +0.551% | 69 | |
26 | NATIONSTAR MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $2,900 | +0.126% | 64 | |
27 | CROSSCOUNTRY MORTGAGE, LLC | Sound | Mediocre | Exceptional | Strong | Sound | $2,737 | +0.610% | 63 | |
28 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Strong | Sound | $4,848 | +0.470% | 44 | |
29 | LEADERONE FINANCIAL CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,420 | +0.527% | 41 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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