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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Fayetteville
Updated February 5, 2026
Market Overview
101
Total Lenders
8,823
Total Loans
0.17%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | First Security Bank | Exceptional | Exceptional | Strong | Strong | $1,145 | -0.141% | 65 | |
2 | Priority Bank | Exceptional | Strong | Strong | Exceptional | $2,186 | +0.001% | 228 | |
3 | Generations Bank | Exceptional | Strong | Strong | Exceptional | $1,315 | +0.032% | 152 | |
4 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $417 | -0.565% | 86 | |
5 | FIRST WESTERN MORTGAGE, INC. | Exceptional | Exceptional | Sound | Strong | $597 | +0.001% | 75 | |
6 | FLAT BRANCH MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | $2,004 | +0.166% | 559 | |
7 | LENDLO MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,500 | +0.498% | 403 | |
8 | ASSOCIATED MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | $1,308 | +0.169% | 288 | |
9 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | Strong | Strong | Strong | Strong | $959 | +0.224% | 65 | |
10 | UNITED FEDERAL CREDIT UNION | Strong | Strong | Strong | Strong | $1,321 | -0.165% | 62 | |
11 | NBKC BANK | Strong | Exceptional | Sound | Sound | $741 | -0.269% | 42 | |
12 | Firstar Bank | Strong | Strong | Exceptional | Sound | $1,846 | -0.013% | 26 | |
13 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,167 | -0.081% | 264 | |
14 | ENCORE BANK | Strong | Strong | Sound | Strong | $1,599 | +0.220% | 100 | |
15 | Eagle Bank and Trust Company | Strong | Sound | Exceptional | Strong | $1,687 | +0.116% | 94 | |
16 | U.S. Bank National Association | Strong | Strong | Strong | Sound | $1,190 | -0.016% | 65 | |
17 | Bank of America, National Association | Strong | Strong | Strong | Sound | $1,962 | -0.041% | 61 | |
18 | Truist Bank | Strong | Strong | Strong | Sound | $1,343 | +0.007% | 42 | |
19 | BETTER MORTGAGE CORPORATION | Strong | Exceptional | Acceptable | Sound | $712 | -0.060% | 23 | |
20 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,953 | +0.218% | 665 | |
21 | Centennial Bank | Strong | Sound | Sound | Exceptional | $1,756 | +0.115% | 418 | |
22 | GERSHMAN INVESTMENT CORP. | Strong | Sound | Strong | Strong | $1,605 | +0.000% | 181 | |
23 | MY MOVE MORTGAGE, LLC | Strong | Sound | Strong | Strong | $2,343 | +0.075% | 150 | |
24 | First Horizon Bank | Strong | Sound | Strong | Strong | $2,477 | +0.032% | 122 | |
25 | Regions Bank | Strong | Sound | Strong | Strong | $1,982 | +0.203% | 122 | |
26 | The First National Bank of Fort Smith | Strong | Sound | Strong | Strong | $1,842 | +0.035% | 110 | |
27 | Simmons Bank | Strong | Sound | Strong | Strong | $2,567 | +0.235% | 101 | |
28 | The Central Trust Bank | Strong | Sound | Strong | Strong | $1,803 | +0.344% | 93 | |
29 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,016 | -0.087% | 79 | |
30 | ARKANSAS Federal Credit Union | Strong | Sound | Strong | Strong | $2,197 | -0.040% | 62 | |
31 | COMMUNITY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Sound | $2,660 | +0.244% | 47 | |
32 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,613 | -0.120% | 45 | |
33 | Arvest Bank | Strong | Acceptable | Strong | Exceptional | $1,504 | +0.215% | 1,176 | |
34 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $4,660 | +0.194% | 88 | |
35 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,467 | +0.287% | 87 | |
36 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,292 | +0.315% | 82 | |
37 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $3,825 | +0.424% | 48 | |
38 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,897 | -0.036% | 47 | |
39 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $1,473 | +0.183% | 37 | |
40 | Cadence Bank | Strong | Sound | Strong | Sound | $1,709 | +0.153% | 35 | |
41 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $3,451 | +0.217% | 31 | |
42 | MORTGAGE ASSURANCE, INC. | Strong | Sound | Strong | Sound | $1,953 | +0.198% | 28 | |
43 | First Financial Bank | Strong | Sound | Strong | Sound | $2,267 | -0.027% | 21 | |
44 | Gateway First Bank | Strong | Acceptable | Strong | Strong | $2,658 | +0.149% | 185 | |
45 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,889 | +0.439% | 134 | |
46 | BOKF, National Association | Strong | Acceptable | Strong | Strong | $1,402 | +0.355% | 67 | |
47 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $420 | -0.152% | 50 | |
48 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | $2,510 | +0.738% | 48 | |
49 | USAA Federal Savings Bank | Strong | Sound | Sound | Sound | $1,743 | -0.133% | 46 | |
50 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Sound | $3,019 | +0.439% | 22 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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