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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Greenville
Updated February 5, 2026
Market Overview
31
Total Lenders
1,581
Total Loans
0.15%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | STATE EMPLOYEES' | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,053 | -0.653% | 198 | |
2 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,088 | -0.060% | 138 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $558 | -0.502% | 31 | |
4 | American Security Mortgage Corp. | Exceptional | Strong | Strong | Strong | Strong | $2,445 | -0.015% | 61 | |
5 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $2,589 | -0.170% | 14 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,188 | +0.321% | 175 | |
7 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,529 | +0.417% | 122 | |
8 | Alcova Mortgage LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,664 | +0.067% | 86 | |
9 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,249 | -0.180% | 44 | |
10 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,989 | -0.138% | 16 | |
11 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,902 | +0.153% | 43 | |
12 | Southern Bank and Trust Company | Strong | Sound | Strong | Strong | Strong | $1,189 | +0.080% | 37 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $4,304 | +0.169% | 19 | |
14 | Towne Bank | Strong | Acceptable | Strong | Strong | Exceptional | $2,634 | +0.345% | 76 | |
15 | First-Citizens Bank & Trust Company | Strong | Sound | Strong | Sound | Strong | $1,494 | +0.001% | 47 | |
16 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,814 | +0.405% | 40 | |
17 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $3,384 | -0.439% | 17 | |
18 | Integrity Home Mortgage Corporation | Strong | Acceptable | Strong | Strong | Strong | $4,021 | +0.446% | 30 | |
19 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,473 | +0.294% | 18 | |
20 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,877 | +0.553% | 17 | |
21 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,388 | +0.238% | 12 | |
22 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,158 | +1.177% | 17 | |
23 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Strong | Acceptable | Strong | Strong | Sound | $3,745 | +0.470% | 15 | |
24 | TIDEWATER MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Strong | Sound | $3,363 | +0.237% | 10 | |
25 | NEWREZ LLC | Sound | Acceptable | Exceptional | Sound | Acceptable | $1,435 | +0.218% | 10 | |
26 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Sound | $2,881 | +0.389% | 12 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Greenville, NCConventional
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