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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Jacksonville
Updated February 5, 2026
Market Overview
28
Total Lenders
2,943
Total Loans
0.01%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Strong | Strong | Exceptional | Sound | $760 | -0.989% | 31 | |
2 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Exceptional | $867 | -0.148% | 287 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | $2,512 | -0.576% | 130 | |
4 | AAFMAA Mortgage Services LLC | Strong | Strong | Sound | Strong | $891 | -0.173% | 44 | |
5 | JET HOMELOANS, LP | Strong | Strong | Strong | Sound | $2,150 | -0.847% | 25 | |
6 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,725 | +0.022% | 314 | |
7 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $802 | +0.205% | 235 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,220 | +0.259% | 221 | |
9 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $1,490 | -0.161% | 113 | |
10 | American Security Mortgage Corp. | Strong | Sound | Strong | Strong | $2,900 | +0.081% | 50 | |
11 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $3,050 | -0.539% | 48 | |
12 | LOANSTEADY LLC | Strong | Sound | Strong | Strong | $1,152 | -0.052% | 33 | |
13 | INTERCOASTAL MORTGAGE, LLC | Strong | Sound | Exceptional | Sound | $559 | -0.023% | 24 | |
14 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $5,279 | +0.536% | 414 | |
15 | Integrity Home Mortgage Corporation | Strong | Acceptable | Exceptional | Strong | $1,654 | +0.244% | 97 | |
16 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Strong | $2,653 | +0.245% | 65 | |
17 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $2,483 | +0.223% | 58 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $1,841 | +0.160% | 45 | |
19 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $2,865 | -0.026% | 23 | |
20 | NEWREZ LLC | Strong | Acceptable | Sound | Exceptional | $733 | +0.030% | 216 | |
21 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $1,706 | +0.001% | 84 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $2,619 | +0.268% | 83 | |
23 | Primis Mortgage Company | Strong | Acceptable | Strong | Strong | $2,692 | +0.162% | 32 | |
24 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $3,026 | -0.140% | 28 | |
25 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $3,557 | +0.573% | 24 | |
26 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Sound | $2,271 | +0.167% | 22 | |
27 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $2,765 | +0.324% | 23 | |
28 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $5,748 | +1.299% | 28 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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