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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Lansing
Updated February 5, 2026
Market Overview
28
Total Lenders
4,804
Total Loans
0.45%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,298 | +0.416% | 372 | |
2 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Sound | $2,330 | +0.544% | 31 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $2,662 | +0.604% | 32 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,156 | +0.463% | 563 | |
5 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,491 | +0.870% | 458 | |
6 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $1,424 | +0.422% | 33 | |
7 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $2,125 | +0.455% | 11 | |
8 | EMM LOANS LLC | Strong | Sound | Exceptional | Strong | Sound | $3,555 | +0.667% | 36 | |
9 | MICHIGAN MUTUAL, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,697 | +0.782% | 25 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,733 | +0.421% | 24 | |
11 | VAN DYK MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $806 | +0.414% | 51 | |
12 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,511 | +0.454% | 37 | |
13 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $3,007 | +0.473% | 20 | |
14 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,329 | +0.444% | 78 | |
15 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,637 | +0.523% | 33 | |
16 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $1,555 | +0.470% | 27 | |
17 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $4,428 | +0.641% | 25 | |
18 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,193 | +0.558% | 24 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,725 | +0.594% | 68 | |
20 | MORTGAGE 1 INCORPORATED | Strong | Mediocre | Exceptional | Strong | Strong | $2,657 | +0.585% | 51 | |
21 | J. VIRGIL, INC. | Strong | Acceptable | Strong | Strong | Sound | $2,914 | +0.825% | 22 | |
22 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $3,595 | +1.353% | 16 | |
23 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,956 | +0.342% | 13 | |
24 | NATIONSTAR MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $3,243 | +0.564% | 50 | |
25 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,970 | +0.560% | 29 | |
26 | PRESTON HOME LOANS INC | Sound | Mediocre | Exceptional | Strong | Sound | $3,675 | +0.726% | 18 | |
27 | MORTGAGE CENTER L.C | Sound | Mediocre | Strong | Sound | Strong | $1,128 | +0.258% | 87 | |
28 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $2,523 | +0.871% | 41 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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