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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Lebanon
Updated February 5, 2026
Market Overview
29
Total Lenders
1,232
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PENNSYLVANIA STATE EMPLOYEES Credit Union | Exceptional | Exceptional | Strong | Strong | Exceptional | $666 | -0.088% | 73 | |
2 | First National Bank of Pennsylvania | Exceptional | Strong | Exceptional | Strong | Strong | $892 | +0.171% | 45 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $116 | -0.560% | 14 | |
4 | MEMBERS 1ST | Exceptional | Strong | Strong | Strong | Strong | $1,798 | +0.198% | 32 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,815 | +0.521% | 130 | |
6 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,952 | +0.382% | 20 | |
7 | Mortgage America, Inc. | Strong | Sound | Exceptional | Exceptional | Sound | $2,025 | +0.385% | 13 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,632 | +0.559% | 220 | |
9 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,220 | -0.041% | 41 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,297 | +0.461% | 20 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,912 | +0.182% | 76 | |
12 | The Ephrata National Bank | Strong | Acceptable | Strong | Strong | Exceptional | $2,205 | +0.309% | 64 | |
13 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,441 | +0.491% | 56 | |
14 | Fulton Bank, National Association | Strong | Acceptable | Exceptional | Strong | Strong | $1,990 | +0.219% | 52 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,330 | +0.270% | 32 | |
16 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $2,479 | +0.202% | 29 | |
17 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,694 | +0.558% | 41 | |
18 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,447 | +0.369% | 38 | |
19 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,535 | +0.182% | 24 | |
20 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,515 | +0.079% | 23 | |
21 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Sound | $2,891 | +0.930% | 18 | |
22 | Orrstown Bank | Strong | Sound | Sound | Strong | Sound | $1,563 | +0.267% | 11 | |
23 | Homesale Mortgage, LLC | Strong | Acceptable | Strong | Strong | Sound | $2,692 | +0.489% | 15 | |
24 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,634 | +0.354% | 14 | |
25 | RADIUS FINANCIAL GROUP INC. | Strong | Acceptable | Strong | Strong | Sound | $2,843 | +0.733% | 11 | |
26 | FIRST ALLIANCE HOME MORTGAGE, LLC | Sound | Acceptable | Sound | Sound | Sound | $4,985 | +0.442% | 11 | |
27 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Sound | $1,726 | +0.408% | 12 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Lebanon, PAConventional
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