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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in McAllen
Updated February 5, 2026
Market Overview
30
Total Lenders
3,999
Total Loans
0.62%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,486 | +0.297% | 271 | |
2 | DIRECTIONS EQUITY, LLC | Strong | Sound | Exceptional | Exceptional | $3,645 | +0.170% | 145 | |
3 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $4,556 | +0.608% | 444 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,599 | +0.649% | 320 | |
5 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,314 | +0.576% | 181 | |
6 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $4,219 | +0.603% | 124 | |
7 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,620 | +0.013% | 90 | |
8 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $5,228 | +0.922% | 372 | |
9 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Exceptional | $3,447 | +0.448% | 160 | |
10 | LOWER, LLC | Strong | Acceptable | Strong | Exceptional | $3,753 | +0.587% | 160 | |
11 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | $3,747 | +0.440% | 141 | |
12 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Strong | $5,386 | +0.603% | 62 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $4,016 | +0.389% | 52 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $2,540 | +0.782% | 31 | |
15 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $1,434 | -0.035% | 26 | |
16 | STONEWOOD HOME LENDING, LLC | Strong | Mediocre | Exceptional | Exceptional | $4,883 | +0.535% | 249 | |
17 | RIGHT START MORTGAGE, INC. | Strong | Mediocre | Exceptional | Exceptional | $5,348 | +0.878% | 177 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,009 | +1.162% | 100 | |
19 | INTERLINC MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Strong | $5,862 | +0.896% | 83 | |
20 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $3,116 | +0.577% | 30 | |
21 | WILLOW BEND MORTGAGE COMPANY, LLC | Sound | Mediocre | Strong | Exceptional | $5,464 | +0.809% | 321 | |
22 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $3,155 | +0.250% | 27 | |
23 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $2,816 | +0.917% | 27 | |
24 | SUN WEST MORTGAGE COMPANY, INC. | Sound | Acceptable | Strong | Sound | $4,259 | +0.662% | 23 | |
25 | NATIONS RELIABLE LENDING, LLC | Sound | Mediocre | Strong | Strong | $4,771 | +0.928% | 57 | |
26 | SOUTHWEST FUNDING, LP | Sound | Mediocre | Strong | Strong | $4,192 | +0.944% | 43 | |
27 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | $5,316 | +0.920% | 42 | |
28 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $1,753 | +0.985% | 25 | |
29 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | $5,708 | +0.514% | 23 | |
30 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Sound | $3,113 | +1.055% | 22 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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