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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Sheboygan
Updated February 6, 2026
Market Overview
30
Total Lenders
896
Total Loans
0.32%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Bank First, N.A. | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $378 | +0.008% | 123 | |
2 | Johnson Bank | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $560 | +0.126% | 25 | |
3 | Associated Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $432 | -0.133% | 34 | |
4 | Summit Credit Union | Exceptional | Exceptional | Exceptional | Strong | Strong | $67 | +0.090% | 27 | |
5 | KOHLER CREDIT UNION | Exceptional | Strong | Strong | Strong | Exceptional | $834 | +0.010% | 91 | |
6 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $634 | +0.279% | 45 | |
7 | National Exchange Bank and Trust | Exceptional | Strong | Strong | Exceptional | Strong | $51 | -0.009% | 23 | |
8 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Acceptable | $1,720 | -0.715% | 10 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,004 | +0.495% | 85 | |
10 | Landmark Credit Union | Strong | Strong | Strong | Strong | Sound | $575 | +0.058% | 21 | |
11 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,580 | +0.222% | 18 | |
12 | CIBM Bank | Strong | Sound | Strong | Strong | Strong | $1,368 | +0.241% | 41 | |
13 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,205 | +0.509% | 65 | |
14 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,397 | -0.024% | 12 | |
15 | Servion, Inc. | Strong | Sound | Strong | Strong | Sound | $1,855 | +0.419% | 11 | |
16 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Acceptable | $2,376 | +0.545% | 10 | |
17 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,066 | +0.681% | 31 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,813 | +0.896% | 24 | |
19 | Bell Bank | Strong | Acceptable | Exceptional | Strong | Sound | $1,432 | +0.614% | 24 | |
20 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,336 | +0.325% | 12 | |
21 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,057 | +0.478% | 18 | |
22 | Bankers' Bank | Strong | Sound | Sound | Sound | Sound | $897 | +0.183% | 17 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Acceptable | $2,969 | -0.021% | 10 | |
24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Acceptable | $2,716 | +0.270% | 10 | |
25 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Acceptable | $553 | +0.194% | 10 | |
26 | UNITEDONE Credit Union | Sound | Acceptable | Sound | Sound | Strong | $435 | +0.079% | 18 | |
27 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Sound | Strong | $4,601 | +1.138% | 36 | |
28 | MARINE CREDIT UNION | Sound | Mediocre | Strong | Sound | Sound | $2,540 | +1.160% | 12 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Sheboygan, WIConventional
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