Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $205Fees | 0.342%Below | 200 | |
2 | Red River BankBank | Exceptional | Exceptional | Strong | Strong | Exceptional | $902Fees | 0.122%Below | 103 | |
3 | Cadence BankBank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,764Fees | 0.440%Above | 96 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,120Fees | 0.197%Above | 191 | |
5 | Origin BankBank | Exceptional | Strong | Strong | Strong | Exceptional | $744Fees | 0.188%Above | 176 | |
6 | STANDARD MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Exceptional | Strong | Sound | Strong | $1,395Fees | 0.023%Above | 62 | |
7 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Strong | $1,480Fees | 0.256%Below | 50 | |
8 | PLANET HOME LENDING, LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,809Fees | 0.707%Above | 129 | |
9 | FIDELITY BANKBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,574Fees | 0.484%Above | 129 | |
10 | GMFS LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $1,824Fees | 0.531%Above | 18 | |
11 | Prosperity Home Mortgage, LLCIndependent Mortgage Company | Exceptional | Strong | Exceptional | Strong | Sound | $2,194Fees | 0.472%Above | 17 | |
12 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,529Fees | 0.352%Above | 164 | |
13 | Assurance Financial Group, L.L.C.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,928Fees | 0.506%Above | 85 | |
14 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $2,982Fees | 0.769%Above | 33 | |
15 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Strong | Exceptional | Sound | Sound | $1,957Fees | 0.244%Below | 17 | |
16 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,926Fees | 0.440%Above | 160 | |
17 | Home Federal BankBank | Strong | Strong | Acceptable | Sound | Exceptional | $1,025Fees | 0.128%Above | 84 | |
18 | Regions BankBank | Strong | Sound | Exceptional | Sound | Strong | $1,516Fees | 0.450%Above | 70 | |
19 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,510Fees | 0.706%Above | 60 | |
20 | NEWREZ LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Strong | $1,096Fees | 0.438%Above | 42 | |
21 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,368Fees | 0.685%Above | 94 | |
22 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $1,589Fees | 0.313%Above | 50 | |
23 | Synergy One Lending, Inc.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $1,715Fees | 0.271%Above | 49 | |
24 | Equity Prime Mortgage LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $1,435Fees | 0.501%Above | 37 | |
25 | FIRST COMMUNITY MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,107Fees | 1.005%Above | 19 | |
26 | UNION HOME MORTGAGE CORP.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,385Fees | 0.630%Above | 16 | |
27 | AMERICAN PORTFOLIO MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,824Fees | 0.489%Above | 20 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.