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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Syracuse
Updated February 5, 2026
Market Overview
23
Total Lenders
5,037
Total Loans
0.28%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | SEFCU SERVICES, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,145 | -0.211% | 316 | |
2 | HOMESTEAD FUNDING CORP. | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,585 | +0.306% | 191 | |
3 | PREMIUM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,337 | +0.173% | 71 | |
4 | HOME TOWN FUNDING, INC. | Exceptional | Exceptional | Strong | Exceptional | Sound | $1,403 | +0.014% | 13 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,690 | +0.647% | 500 | |
6 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,831 | +0.401% | 97 | |
7 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,359 | +0.260% | 67 | |
8 | 1ST PRIORITY MORTGAGE, INC. | Strong | Sound | Strong | Strong | Strong | $1,935 | +0.214% | 62 | |
9 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,327 | +0.671% | 34 | |
10 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,637 | +0.509% | 277 | |
11 | HUNT MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Exceptional | $3,865 | +0.476% | 211 | |
12 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $3,675 | +0.486% | 108 | |
13 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,211 | +0.579% | 78 | |
14 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $2,072 | +0.517% | 21 | |
15 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,548 | +0.795% | 50 | |
16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $1,667 | +0.558% | 23 | |
17 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | -$229 | +0.436% | 14 | |
18 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,871 | +0.339% | 249 | |
19 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,180 | +0.628% | 23 | |
20 | Farm Credit East, ACA | Strong | Sound | Sound | Sound | Sound | $2,437 | -0.026% | 19 | |
21 | PARAGON HOME LOANS INC. | Sound | Acceptable | Acceptable | Sound | Strong | $3,251 | +0.461% | 29 | |
22 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $3,797 | +0.895% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Syracuse, NYConventional
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