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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Vineland
Updated February 6, 2026
Market Overview
30
Total Lenders
1,113
Total Loans
0.54%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NATION ONE MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,200 | +0.678% | 320 | |
2 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $1,905 | +0.417% | 32 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $80 | +1.464% | 13 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | Sound | $3,297 | +0.027% | 33 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,341 | +0.434% | 107 | |
6 | GREENTREE MORTGAGE COMPANY, L.P. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,278 | +0.537% | 54 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,799 | +0.270% | 22 | |
8 | Advisors Mortgage Group, L.L.C. | Strong | Sound | Exceptional | Strong | Sound | $3,010 | -0.034% | 15 | |
9 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,614 | +0.384% | 15 | |
10 | Gateway First Bank | Strong | Acceptable | Exceptional | Strong | Strong | $3,361 | +0.456% | 82 | |
11 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $4,651 | +0.992% | 53 | |
12 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,717 | +0.646% | 39 | |
13 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $2,652 | +0.614% | 19 | |
14 | 1st Colonial Community Bank | Strong | Sound | Strong | Strong | Sound | $1,191 | +0.302% | 10 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,679 | +0.802% | 18 | |
16 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,395 | +0.638% | 14 | |
17 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,244 | +0.483% | 14 | |
18 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,631 | +0.798% | 44 | |
19 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Exceptional | Strong | Sound | $4,781 | +0.691% | 21 | |
20 | ABSOLUTE HOME MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $2,705 | +0.674% | 19 | |
21 | NATIONSTAR MORTGAGE LLC | Sound | Mediocre | Exceptional | Strong | Sound | $351 | +0.875% | 16 | |
22 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $2,949 | +0.635% | 19 | |
23 | Acre Mortgage & Financial, Inc. | Sound | Mediocre | Strong | Strong | Sound | $3,919 | +0.579% | 15 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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