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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Jumbo Mortgage Lenders in Wisconsin
Updated February 6, 2026
Market Overview
270
Total Lenders
65,281
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National Association | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $486 | +0.170% | 1,404 | |
2 | Bank First, N.A. | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $242 | +0.002% | 655 | |
3 | Summit Credit Union | Exceptional | Exceptional | Strong | Strong | Exceptional | $65 | -0.077% | 2,419 | |
4 | Associated Bank, National Association | Exceptional | Exceptional | Exceptional | Sound | Exceptional | $534 | -0.047% | 2,002 | |
5 | Community First | Exceptional | Exceptional | — | Exceptional | Exceptional | $604 | -0.335% | 1,153 | |
6 | Wells Fargo Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,948 | +0.153% | 521 | |
7 | EDUCATORS CREDIT UNION | Exceptional | Exceptional | — | Strong | Exceptional | $35 | -0.124% | 890 | |
8 | Lake Ridge Bank | Exceptional | Exceptional | Strong | Strong | Strong | $475 | +0.039% | 240 | |
9 | University of Wisconsin Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $398 | +0.153% | 2,546 | |
10 | Landmark Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $572 | +0.047% | 1,438 | |
11 | Royal Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $498 | +0.101% | 1,070 | |
12 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,897 | +0.317% | 741 | |
13 | BMO Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $412 | +0.300% | 378 | |
14 | Old National Bank | Exceptional | Strong | Exceptional | Strong | Strong | $1,095 | -0.029% | 330 | |
15 | Great Midwest Bank, S.S.B. | Exceptional | Strong | Strong | Strong | Exceptional | $556 | +0.193% | 317 | |
16 | The Equitable Bank, S.S.B. | Exceptional | Exceptional | — | Strong | Strong | $662 | +0.014% | 221 | |
17 | ROCKET MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,935 | +0.431% | 3,338 | |
18 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,966 | +0.178% | 1,883 | |
19 | Barrington Bank & Trust Company, National Association | Exceptional | Strong | Strong | Sound | Exceptional | $1,733 | +0.196% | 1,160 | |
20 | JPMorgan Chase Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,004 | +0.228% | 903 | |
21 | Bell Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,730 | +0.308% | 767 | |
22 | Waukesha State Bank | Exceptional | Strong | — | Strong | Exceptional | $337 | +0.151% | 374 | |
23 | Nicolet National Bank | Strong | Sound | Strong | Strong | Exceptional | $982 | +0.291% | 931 | |
24 | THOMPSON KANE & COMPANY, INC | Strong | Sound | Strong | Strong | Exceptional | $1,872 | +0.347% | 796 | |
25 | ALTRA Federal Credit Union | Strong | Sound | Sound | Exceptional | Exceptional | $530 | +0.348% | 558 | |
26 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,622 | +0.002% | 376 | |
27 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,416 | +0.402% | 2,513 | |
28 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,582 | +0.423% | 1,860 | |
29 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,120 | +0.566% | 974 | |
30 | Johnson Bank | Strong | Acceptable | Strong | Strong | Exceptional | $509 | +0.035% | 1,674 | |
31 | The Huntington National Bank | Strong | Acceptable | Exceptional | Strong | Strong | $1,197 | +0.373% | 378 | |
32 | Tri City National Bank | Strong | Sound | Strong | Sound | Strong | $1,155 | +0.214% | 140 | |
33 | COMPEER FINANCIAL, FLCA | Sound | Mediocre | Strong | Strong | Strong | $2,514 | +0.880% | 280 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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