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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Abilene
Updated February 5, 2026
Market Overview
30
Total Lenders
1,664
Total Loans
0.36%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $692 | -0.336% | 15 | |
2 | First Financial Bank, National Association | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,248 | +0.254% | 440 | |
3 | ABILENE TEACHERS Federal Credit Union | Strong | Strong | Sound | Strong | Strong | $456 | +0.763% | 76 | |
4 | Citizens Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $1,440 | +0.169% | 18 | |
5 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,631 | +0.257% | 230 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,558 | +0.017% | 81 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,551 | +0.471% | 78 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,163 | +0.538% | 32 | |
9 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $1,738 | -0.102% | 11 | |
10 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,585 | +0.335% | 51 | |
11 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,079 | +0.625% | 69 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,077 | +0.677% | 35 | |
13 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,205 | +0.553% | 21 | |
14 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,634 | +0.366% | 20 | |
15 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,527 | +0.563% | 15 | |
16 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | Sound | $1,637 | +0.606% | 11 | |
17 | City Bank | Strong | Acceptable | Strong | Sound | Strong | $1,553 | +0.485% | 80 | |
18 | USAA Federal Savings Bank | Strong | Sound | Strong | Acceptable | Sound | $1,254 | -0.057% | 19 | |
19 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,624 | +0.659% | 34 | |
20 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Strong | Sound | Sound | $1,893 | +0.451% | 22 | |
21 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,579 | +0.955% | 14 | |
22 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Strong | $3,721 | +0.749% | 60 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Abilene, TXConventional
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