🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best USDA Mortgage Company Lenders in Arkansas
Updated February 6, 2026
Market Overview
32
Total Lenders
31,386
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | LENDLO MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,294 | +0.382% | 892 | |
2 | GMFS LLC | Exceptional | Exceptional | Exceptional | Strong | Strong | $2,057 | +0.238% | 92 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,407 | -0.024% | 804 | |
4 | GUILD MORTGAGE COMPANY LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,358 | +0.423% | 293 | |
5 | GERSHMAN INVESTMENT CORP. | Exceptional | Strong | Exceptional | Strong | Strong | $1,481 | +0.008% | 263 | |
6 | NEWREZ LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,930 | +0.455% | 157 | |
7 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,020 | +0.272% | 1,087 | |
8 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | Exceptional | Strong | — | Strong | Exceptional | $1,030 | +0.192% | 340 | |
9 | COMMUNITY MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,561 | +0.178% | 257 | |
10 | FIRST COMMUNITY MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,493 | +0.399% | 223 | |
11 | MORTGAGE INVESTORS GROUP, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,125 | +0.323% | 186 | |
12 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,581 | +0.696% | 254 | |
13 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Sound | $2,219 | +0.335% | 81 | |
14 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $1,139 | +0.423% | 66 | |
15 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,871 | +0.260% | 304 | |
16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $4,086 | +0.267% | 137 | |
17 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,984 | +0.406% | 115 | |
18 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,268 | +0.488% | 104 | |
19 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,089 | +0.535% | 631 | |
20 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,623 | +0.433% | 72 | |
21 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Strong | Sound | $1,982 | +0.335% | 70 | |
22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,457 | +0.696% | 611 | |
23 | NEW AMERICAN FUNDING, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,987 | +0.673% | 333 | |
24 | DAS Acquisition Company, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,529 | +0.652% | 261 | |
25 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,928 | +1.085% | 136 | |
26 | PILGRIM MORTGAGE LLC | Strong | Acceptable | — | Strong | Strong | $3,081 | +0.696% | 76 | |
27 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Sound | Strong | $4,651 | +0.854% | 209 | |
28 | MOVEMENT MORTGAGE, LLC | Sound | Mediocre | Exceptional | Strong | Sound | $3,191 | +0.577% | 109 | |
29 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,473 | +1.180% | 68 | |
30 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $2,428 | +0.681% | 66 | |
31 | SENTE MORTGAGE, INC. | Sound | Mediocre | Strong | Sound | Strong | $3,400 | +0.560% | 223 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
ArkansasUSDA
No credit impact
3-minute process
100% free