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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Auburn
Updated February 5, 2026
Market Overview
45
Total Lenders
2,212
Total Loans
0.23%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | Trustmark National Bank | Strong | Sound | Exceptional | Exceptional | $3,046 | +0.211% | 140 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,670 | +0.085% | 140 | |
3 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $217 | -0.430% | 29 | |
4 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Exceptional | $2,051 | -0.008% | 102 | |
5 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | $2,504 | +0.103% | 53 | |
6 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $3,366 | -0.007% | 35 | |
7 | ServisFirst Bank | Strong | Sound | Exceptional | Strong | $1,475 | +0.209% | 33 | |
8 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,268 | +0.179% | 292 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,760 | +0.356% | 173 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $3,385 | +0.196% | 128 | |
11 | Renasant Bank | Strong | Acceptable | Exceptional | Exceptional | $2,324 | +0.202% | 98 | |
12 | Filo Mortgage, L.L.C. | Strong | Strong | Acceptable | Strong | $2,082 | +0.159% | 47 | |
13 | SouthState Bank, National Association | Strong | Sound | Strong | Strong | $2,300 | +0.455% | 37 | |
14 | Synovus Bank | Strong | Sound | Strong | Strong | $2,880 | +0.195% | 31 | |
15 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,711 | +0.241% | 160 | |
16 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $1,673 | +0.384% | 45 | |
17 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $4,097 | +0.667% | 26 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,073 | +0.876% | 93 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,045 | +0.434% | 72 | |
20 | EMM LOANS LLC | Strong | Acceptable | Strong | Strong | $2,485 | +0.344% | 56 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | $3,057 | +0.391% | 23 | |
22 | Flagstar Bank, N.A. | Sound | Acceptable | Strong | Sound | $1,896 | +0.421% | 20 | |
23 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $2,922 | +0.572% | 24 | |
24 | NEWREZ LLC | Sound | Acceptable | Sound | Sound | $2,476 | +0.339% | 23 | |
25 | River Bank & Trust | Sound | Mediocre | Sound | Sound | $3,428 | +0.461% | 20 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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