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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Beaumont
Updated February 5, 2026
Market Overview
50
Total Lenders
2,561
Total Loans
0.45%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | $280 | -0.295% | 35 | |
2 | MCT CREDIT UNION | Exceptional | Exceptional | Sound | Exceptional | $877 | -0.034% | 54 | |
3 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $6,082 | +0.600% | 65 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,987 | +0.485% | 319 | |
5 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $3,860 | +0.571% | 237 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,637 | +0.576% | 184 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $3,004 | +0.641% | 109 | |
8 | Neches Federal Credit Union | Strong | Sound | Sound | Exceptional | $2,345 | +0.067% | 83 | |
9 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,495 | +0.408% | 49 | |
10 | RAVE FINANCIAL CREDIT UNION | Strong | Strong | Acceptable | Strong | $1,545 | +0.151% | 44 | |
11 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Strong | $2,591 | +0.202% | 43 | |
12 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Sound | $2,199 | +0.157% | 23 | |
13 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,199 | +0.840% | 142 | |
14 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,592 | +0.554% | 106 | |
15 | First Financial Bank, National Association | Strong | Acceptable | Exceptional | Strong | $1,797 | +0.496% | 78 | |
16 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $2,031 | +0.408% | 85 | |
17 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,195 | +0.885% | 76 | |
18 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | $3,156 | +0.747% | 44 | |
19 | Gateway First Bank | Strong | Acceptable | Strong | Strong | $4,234 | +0.437% | 40 | |
20 | City Bank | Strong | Acceptable | Strong | Strong | $4,152 | +0.500% | 31 | |
21 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $3,970 | +0.446% | 24 | |
22 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Sound | $5,454 | +0.101% | 24 | |
23 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | $3,587 | +0.772% | 73 | |
24 | NATIONSTAR MORTGAGE LLC | Sound | Acceptable | Strong | Sound | $4,295 | +0.517% | 25 | |
25 | Equity Prime Mortgage LLC | Sound | Acceptable | Strong | Sound | $2,503 | +1.207% | 24 | |
26 | AMERICAN FINANCIAL NETWORK, INC. | Sound | Acceptable | Strong | Sound | $3,269 | +0.762% | 20 | |
27 | NATIONS RELIABLE LENDING, LLC | Sound | Mediocre | Strong | Strong | $3,575 | +0.649% | 71 | |
28 | SOUTHWEST FUNDING, LP | Sound | Mediocre | Strong | Strong | $2,756 | +0.850% | 39 | |
29 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $3,335 | +1.030% | 25 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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