Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | COMMUNITY DEVELOPMENT CORPORATION OF BROWNSVILLEIndependent Mortgage Company | Exceptional | Exceptional | Sound | Exceptional | $1,496Fees | 0.090%Above | 52 | |
2 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Exceptional | $3,145Fees | 0.248%Above | 205 | |
3 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Sound | Strong | Exceptional | $5,619Fees | 0.741%Above | 99 | |
4 | DIRECTIONS EQUITY, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | $1,559Fees | 0.321%Above | 47 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $3,659Fees | 0.570%Above | 179 | |
6 | DAS Acquisition Company, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $4,439Fees | 0.418%Above | 135 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $4,557Fees | 0.446%Above | 86 | |
8 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Strong | Strong | $1,856Fees | 0.147%Above | 50 | |
9 | Mortgage Research Center, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Exceptional | $1,505Fees | 1.116%Above | 85 | |
10 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $4,672Fees | 0.505%Above | 43 | |
11 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | $4,024Fees | 0.816%Above | 22 | |
12 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | $2,592Fees | 0.035%Above | 22 | |
13 | HALLMARK HOME MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | $4,428Fees | 0.671%Above | 126 | |
14 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $4,323Fees | 0.860%Above | 56 | |
15 | STONEWOOD HOME LENDING, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | $4,966Fees | 0.299%Above | 53 | |
16 | LOWER, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $4,219Fees | 0.589%Above | 48 | |
17 | MORTGAGE SOLUTIONS OF COLORADO, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,800Fees | 0.712%Above | 39 | |
18 | Paramount Residential Mortgage Group, Inc.Independent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,466Fees | 0.432%Above | 37 | |
19 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $5,447Fees | 0.351%Above | 24 | |
20 | Nations Lending CorporationIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $4,207Fees | 0.864%Above | 21 | |
21 | SECURITYNATIONAL MORTGAGE COMPANYIndependent Mortgage Company | Sound | Mediocre | Strong | Exceptional | $4,808Fees | 0.856%Above | 126 | |
22 | AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | $4,973Fees | 0.532%Above | 47 | |
23 | RIGHT START MORTGAGE, INC.Independent Mortgage Company | Sound | Mediocre | Exceptional | Strong | $5,064Fees | 0.847%Above | 46 | |
24 | SUN WEST MORTGAGE COMPANY, INC.Independent Mortgage Company | Sound | Acceptable | Strong | Sound | $2,998Fees | 0.762%Above | 23 | |
25 | WILLOW BEND MORTGAGE COMPANY, LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | $4,929Fees | 0.377%Above | 50 | |
26 | NATIONS RELIABLE LENDING, LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | $3,594Fees | 0.261%Above | 37 | |
27 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD.Independent Mortgage Company | Sound | Mediocre | Strong | Strong | $4,411Fees | 0.440%Above | 34 | |
28 | SOUTHWEST FUNDING, LPIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | $4,735Fees | 1.078%Above | 30 | |
29 | GENEVA FINANCIAL, LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Sound | $4,863Fees | 0.944%Above | 21 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.