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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Brownsville
Updated February 5, 2026
Market Overview
57
Total Lenders
2,577
Total Loans
0.48%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | RALLY CREDIT UNION | Exceptional | Exceptional | Sound | Exceptional | $832 | +0.294% | 92 | |
2 | COMMUNITY DEVELOPMENT CORPORATION OF BROWNSVILLE | Exceptional | Exceptional | Sound | Exceptional | $1,496 | +0.090% | 52 | |
3 | SECURITY SERVICE FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | -$464 | +0.105% | 46 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,145 | +0.248% | 205 | |
5 | NAVY FEDERAL CREDIT UNION | Strong | Exceptional | Sound | Sound | $509 | -0.322% | 22 | |
6 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Exceptional | $3,430 | +0.116% | 145 | |
7 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Exceptional | $5,619 | +0.741% | 99 | |
8 | DIRECTIONS EQUITY, LLC | Strong | Sound | Exceptional | Strong | $1,559 | +0.321% | 47 | |
9 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $1,578 | -0.010% | 32 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,659 | +0.570% | 179 | |
11 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,439 | +0.418% | 135 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $4,557 | +0.446% | 86 | |
13 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,856 | +0.147% | 50 | |
14 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $1,505 | +1.116% | 85 | |
15 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $4,672 | +0.505% | 43 | |
16 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Sound | $4,024 | +0.816% | 22 | |
17 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Sound | $2,592 | +0.035% | 22 | |
18 | HALLMARK HOME MORTGAGE, LLC | Strong | Mediocre | Exceptional | Exceptional | $4,428 | +0.671% | 126 | |
19 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $4,347 | +0.002% | 65 | |
20 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,323 | +0.860% | 56 | |
21 | STONEWOOD HOME LENDING, LLC | Strong | Mediocre | Exceptional | Exceptional | $4,966 | +0.299% | 53 | |
22 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $4,219 | +0.589% | 48 | |
23 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Strong | Strong | $3,800 | +0.712% | 39 | |
24 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $3,466 | +0.432% | 37 | |
25 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | $5,447 | +0.351% | 24 | |
26 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Sound | $4,207 | +0.864% | 21 | |
27 | SECURITYNATIONAL MORTGAGE COMPANY | Sound | Mediocre | Strong | Exceptional | $4,808 | +0.856% | 126 | |
28 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $4,973 | +0.532% | 47 | |
29 | RIGHT START MORTGAGE, INC. | Sound | Mediocre | Exceptional | Strong | $5,064 | +0.847% | 46 | |
30 | Gateway First Bank | Sound | Acceptable | Strong | Sound | $4,224 | +0.715% | 23 | |
31 | SUN WEST MORTGAGE COMPANY, INC. | Sound | Acceptable | Strong | Sound | $2,998 | +0.762% | 23 | |
32 | WILLOW BEND MORTGAGE COMPANY, LLC | Sound | Mediocre | Strong | Strong | $4,929 | +0.377% | 50 | |
33 | NATIONS RELIABLE LENDING, LLC | Sound | Mediocre | Strong | Strong | $3,594 | +0.261% | 37 | |
34 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Mediocre | Strong | Strong | $4,411 | +0.440% | 34 | |
35 | Lone Star National Bank | Sound | Acceptable | Acceptable | Strong | $4,028 | +0.561% | 31 | |
36 | SOUTHWEST FUNDING, LP | Sound | Mediocre | Strong | Strong | $4,735 | +1.078% | 30 | |
37 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | $4,863 | +0.944% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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