🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Delaware
Updated February 6, 2026
Market Overview
31
Total Lenders
13,588
Total Loans
0.27%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,211 | +0.059% | 484 | |
2 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,079 | +0.371% | 498 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,478 | +0.234% | 160 | |
4 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,455 | +0.066% | 132 | |
5 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,486 | +0.500% | 95 | |
6 | KEYSTONE FUNDING, INC. | Exceptional | Sound | Strong | Exceptional | Exceptional | $3,515 | +0.301% | 412 | |
7 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,675 | +0.312% | 289 | |
8 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,362 | +0.306% | 246 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,460 | +0.322% | 1,024 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,332 | +0.317% | 391 | |
11 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $3,010 | +0.253% | 224 | |
12 | MLD MORTGAGE INC. | Strong | Strong | Strong | Strong | Sound | $2,700 | -0.088% | 53 | |
13 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Exceptional | Sound | $2,547 | +0.276% | 36 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,696 | +0.357% | 262 | |
15 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $5,368 | +0.580% | 178 | |
16 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,434 | +0.432% | 86 | |
17 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,519 | +0.286% | 32 | |
18 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,816 | +0.217% | 371 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,979 | +0.402% | 234 | |
20 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,320 | +0.476% | 146 | |
21 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $3,673 | +0.313% | 104 | |
22 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,656 | +0.434% | 97 | |
23 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,298 | +0.630% | 60 | |
24 | PIKE CREEK MORTGAGE SERVICES, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $3,582 | +0.308% | 927 | |
25 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,911 | +0.452% | 145 | |
26 | Nations Lending Corporation | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,895 | +0.201% | 58 | |
27 | ALLIED MORTGAGE GROUP, INC. | Strong | Acceptable | Strong | Strong | Sound | $1,705 | +0.371% | 42 | |
28 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,196 | +0.379% | 35 | |
29 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,901 | +0.490% | 138 | |
30 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $5,030 | +0.443% | 106 | |
31 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $5,059 | +1.210% | 35 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
DelawareVA
No credit impact
3-minute process
100% free