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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Delaware
Updated February 6, 2026
Market Overview
48
Total Lenders
10,685
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | NATION ONE MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | $3,236 | -0.015% | 187 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,211 | +0.059% | 484 | |
3 | KEYSTONE FUNDING, INC. | Strong | Sound | Exceptional | Exceptional | $3,515 | +0.301% | 412 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,460 | +0.322% | 1,024 | |
5 | PIKE CREEK MORTGAGE SERVICES, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,582 | +0.308% | 927 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $1,332 | +0.317% | 391 | |
7 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $3,478 | +0.234% | 160 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,455 | +0.066% | 132 | |
9 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,806 | +0.296% | 71 | |
10 | MLD MORTGAGE INC. | Strong | Sound | Exceptional | Sound | $2,700 | -0.088% | 53 | |
11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Sound | $2,547 | +0.276% | 36 | |
12 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Exceptional | $1,079 | +0.371% | 498 | |
13 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,816 | +0.217% | 371 | |
14 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,675 | +0.312% | 289 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $2,696 | +0.357% | 262 | |
16 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $3,362 | +0.306% | 246 | |
17 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $3,673 | +0.313% | 104 | |
18 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,434 | +0.432% | 86 | |
19 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Strong | Sound | $1,705 | +0.371% | 42 | |
20 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,979 | +0.402% | 234 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $3,320 | +0.476% | 146 | |
22 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $4,656 | +0.434% | 97 | |
23 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Strong | Strong | $3,486 | +0.500% | 95 | |
24 | EMBRACE HOME LOANS, INC. | Strong | Acceptable | Strong | Strong | $4,256 | +0.402% | 87 | |
25 | TIDEWATER MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Strong | $2,237 | +0.426% | 69 | |
26 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Sound | $3,895 | +0.201% | 58 | |
27 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $203 | -0.007% | 47 | |
28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Sound | $2,568 | +0.182% | 45 | |
29 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $2,715 | +0.509% | 42 | |
30 | MDE HOME LOANS, LLC | Strong | Sound | Sound | Sound | -$416 | +0.133% | 35 | |
31 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $3,010 | +0.253% | 224 | |
32 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,901 | +0.490% | 138 | |
33 | LOWER, LLC | Sound | Acceptable | Strong | Sound | $3,298 | +0.630% | 60 | |
34 | EMM LOANS LLC | Sound | Acceptable | Strong | Sound | $4,032 | +0.441% | 41 | |
35 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $2,187 | +0.366% | 38 | |
36 | NEW FED MORTGAGE, CORP. | Sound | Acceptable | Strong | Sound | $3,819 | +0.398% | 33 | |
37 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $3,519 | +0.286% | 32 | |
38 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $3,733 | +0.387% | 31 | |
39 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Strong | Strong | $5,368 | +0.580% | 178 | |
40 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $3,911 | +0.452% | 145 | |
41 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | $5,030 | +0.443% | 106 | |
42 | ABSOLUTE HOME MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | $3,526 | +0.537% | 73 | |
43 | FIRST HOME MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | $4,312 | +0.404% | 48 | |
44 | DIRECT MORTGAGE LOANS, LLC | Sound | Mediocre | Exceptional | Sound | $4,435 | +0.595% | 38 | |
45 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $4,196 | +0.379% | 35 | |
46 | Waterstone Mortgage Corporation | Sound | Mediocre | Strong | Sound | $4,726 | +0.452% | 50 | |
47 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $3,193 | +0.624% | 45 | |
48 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $5,059 | +1.210% | 35 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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