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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Fond du Lac
Updated February 6, 2026
Market Overview
29
Total Lenders
872
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Associated Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $565 | +0.011% | 65 | |
2 | Bank First, N.A. | Exceptional | Exceptional | Strong | Exceptional | Strong | $254 | -0.079% | 40 | |
3 | Summit Credit Union | Exceptional | Exceptional | Exceptional | Strong | Strong | -$219 | -0.120% | 33 | |
4 | Community First | Exceptional | Exceptional | Exceptional | Exceptional | Sound | $715 | -0.263% | 16 | |
5 | National Exchange Bank and Trust | Exceptional | Strong | Strong | Exceptional | Exceptional | $114 | +0.048% | 116 | |
6 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Exceptional | $385 | +0.181% | 84 | |
7 | Horicon Bank | Exceptional | Exceptional | Sound | Strong | Strong | $180 | -0.014% | 45 | |
8 | VERVE, A CREDIT UNION | Exceptional | Exceptional | Sound | Strong | Strong | $698 | -0.047% | 28 | |
9 | University of Wisconsin Credit Union | Exceptional | Strong | Exceptional | Strong | Sound | -$385 | -0.237% | 17 | |
10 | Landmark Credit Union | Strong | Strong | Strong | Strong | Sound | $732 | +0.076% | 15 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,742 | +0.457% | 62 | |
12 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $1,417 | +0.387% | 18 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $1,252 | +0.261% | 12 | |
14 | First Federal Bank | Strong | Strong | Strong | Sound | Sound | $1,214 | +0.332% | 11 | |
15 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Acceptable | $2,381 | +0.239% | 10 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,596 | +0.726% | 52 | |
17 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,272 | +0.085% | 17 | |
18 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Sound | $2,467 | +0.583% | 10 | |
19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,366 | +0.440% | 17 | |
20 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,866 | +0.247% | 16 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,736 | +0.442% | 16 | |
22 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,827 | +0.636% | 13 | |
23 | Bell Bank | Strong | Acceptable | Exceptional | Strong | Sound | $1,253 | +0.777% | 11 | |
24 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $1,977 | +0.734% | 17 | |
25 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $2,868 | +1.010% | 12 | |
26 | MARINE CREDIT UNION | Sound | Mediocre | Strong | Sound | Strong | $1,314 | +1.111% | 44 | |
27 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Strong | $3,847 | +0.537% | 26 | |
28 | COMPEER FINANCIAL, FLCA | Sound | Mediocre | Strong | Sound | Sound | $2,444 | +0.879% | 19 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Fond du Lac, WIConventional
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