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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Greensboro
Updated February 5, 2026
Market Overview
107
Total Lenders
8,303
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,600 | +0.008% | 260 | |
2 | Ameris Bank | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,996 | +0.342% | 86 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $539 | -0.388% | 85 | |
4 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,124 | +0.334% | 384 | |
5 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,988 | +0.304% | 181 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,911 | +0.224% | 159 | |
7 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,874 | +0.332% | 135 | |
8 | First-Citizens Bank & Trust Company | Exceptional | Exceptional | Strong | Sound | Strong | $1,400 | -0.091% | 90 | |
9 | Truist Bank | Exceptional | Strong | Strong | Sound | Exceptional | $928 | +0.104% | 230 | |
10 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,162 | +0.483% | 109 | |
11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,590 | +0.477% | 71 | |
12 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $2,612 | -0.086% | 58 | |
13 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,875 | +0.409% | 823 | |
14 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,798 | +0.489% | 516 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,780 | +0.262% | 129 | |
16 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $1,578 | -0.148% | 43 | |
17 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,139 | +0.186% | 238 | |
18 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,911 | +0.567% | 177 | |
19 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | Strong | $1,841 | +0.267% | 117 | |
20 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Strong | $2,220 | +0.296% | 90 | |
21 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Sound | $2,502 | +0.531% | 56 | |
22 | INTERCOASTAL MORTGAGE, LLC | Strong | Sound | Strong | Exceptional | Sound | $1,382 | +0.265% | 22 | |
23 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,167 | +0.439% | 18 | |
24 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,857 | +0.516% | 217 | |
25 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | -$65 | +0.582% | 156 | |
26 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,246 | +0.533% | 148 | |
27 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,006 | +0.558% | 25 | |
28 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,529 | +0.613% | 64 | |
29 | AMERISAVE MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $2,409 | +1.176% | 33 | |
30 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,204 | +0.856% | 23 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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