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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Company Lenders in Knoxville

Updated February 5, 2026

Market Overview

Total Lenders

12,347

Total Loans

0.27%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	MORTGAGE INVESTORS GROUP, INC.	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$2,609	+0.217%	1,596
2	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$3,323	+0.163%	909
3	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$2,594	+0.024%	186
4	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$3,147	+0.277%	127
5	AMERICAN FINANCIAL NETWORK, INC.	Exceptional	Strong	Exceptional	Strong	Strong	$2,922	+0.556%	99
6	FIRST COLONY MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Exceptional	Sound	$3,260	+0.094%	53
7	MOVEMENT MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Strong	$3,397	+0.292%	454
8	CMG MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$3,311	+0.334%	293
9	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$1,688	+0.322%	116
10	GUARANTEED RATE, INC.	Exceptional	Strong	Exceptional	Strong	Sound	$2,072	+0.169%	67
11	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,248	+0.289%	1,012
12	NEWREZ LLC	Strong	Sound	Exceptional	Strong	Strong	$2,227	+0.276%	144
13	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,577	+0.431%	89
14	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,567	+0.365%	386
15	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,262	+0.099%	270
16	THE LOAN STORE, INC.	Strong	Sound	Exceptional	Strong	Sound	$2,450	+0.337%	76
17	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$1,135	+0.751%	242
18	STOCKTON MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$4,257	+0.295%	206
19	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,328	+0.060%	104
20	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,574	+0.597%	98
21	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$4,027	+0.240%	81
22	AMERICAN PACIFIC MORTGAGE CORPORATION	Strong	Mediocre	Exceptional	Strong	Strong	$4,291	+0.287%	163
23	Equity Prime Mortgage LLC	Strong	Acceptable	Exceptional	Sound	Sound	$4,609	+0.524%	50
24	CARRINGTON MORTGAGE SERVICES, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$3,446	+0.182%	37
25	NEW AMERICAN FUNDING, LLC	Sound	Mediocre	Exceptional	Sound	Strong	$4,176	+0.543%	90
26	CANOPY MORTGAGE, LLC	Sound	Mediocre	Exceptional	Strong	Sound	$4,682	+0.443%	40
27	AMERISAVE MORTGAGE CORPORATION	Sound	Acceptable	Strong	Sound	Sound	$5,695	+0.737%	32
28	NEW DAY FINANCIAL, LLC	Sound	Mediocre	Exceptional	Sound	Sound	$5,893	+0.993%	29

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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