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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Knoxville
Updated February 5, 2026
Market Overview
43
Total Lenders
8,964
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | MORTGAGE INVESTORS GROUP, INC. | Strong | Sound | Exceptional | Exceptional | $2,609 | +0.217% | 1,596 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,323 | +0.163% | 909 | |
3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $1,688 | +0.322% | 116 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | $2,976 | -0.039% | 82 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,248 | +0.289% | 1,012 | |
6 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,594 | +0.024% | 186 | |
7 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $3,147 | +0.277% | 127 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,577 | +0.431% | 89 | |
9 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Sound | $3,260 | +0.094% | 53 | |
10 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $3,397 | +0.292% | 454 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,567 | +0.365% | 386 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,311 | +0.334% | 293 | |
13 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,262 | +0.099% | 270 | |
14 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $4,027 | +0.240% | 81 | |
15 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $5,504 | +0.386% | 79 | |
16 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Sound | $2,072 | +0.169% | 67 | |
17 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,135 | +0.751% | 242 | |
18 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $4,257 | +0.295% | 206 | |
19 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $4,328 | +0.060% | 104 | |
20 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $2,922 | +0.556% | 99 | |
21 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,574 | +0.597% | 98 | |
22 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $3,889 | +0.585% | 93 | |
23 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Sound | $1,773 | +0.356% | 70 | |
24 | NFM, INC. | Strong | Acceptable | Exceptional | Sound | $5,291 | +0.549% | 57 | |
25 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Sound | Sound | $1,421 | +0.341% | 53 | |
26 | GoodLeap, LLC | Strong | Sound | Sound | Sound | $5,885 | +0.033% | 30 | |
27 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $4,291 | +0.287% | 163 | |
28 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,227 | +0.276% | 144 | |
29 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $4,176 | +0.543% | 90 | |
30 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $2,450 | +0.337% | 76 | |
31 | Sierra Pacific Mortgage Company, Inc. | Sound | Acceptable | Strong | Sound | $4,492 | +0.448% | 53 | |
32 | Equity Prime Mortgage LLC | Sound | Acceptable | Strong | Sound | $4,609 | +0.524% | 50 | |
33 | CANOPY MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $4,682 | +0.443% | 40 | |
34 | PLAZA HOME MORTGAGE, INC. | Sound | Acceptable | Strong | Sound | $3,178 | +0.325% | 34 | |
35 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $1,886 | +0.461% | 30 | |
36 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Acceptable | Sound | Sound | $3,917 | +0.618% | 46 | |
37 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Sound | $3,446 | +0.182% | 37 | |
38 | Farm Credit Mid-America, ACA | Sound | Mediocre | Sound | Strong | $6,193 | +0.678% | 80 | |
39 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Sound | $3,907 | +0.556% | 41 | |
40 | Wolfe Financial, Inc | Sound | Mediocre | Sound | Sound | $5,257 | +0.517% | 35 | |
41 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $5,695 | +0.737% | 32 | |
42 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $5,893 | +0.993% | 29 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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