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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Little Rock
Updated February 5, 2026
Market Overview
30
Total Lenders
8,194
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | LENDLO MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $2,900 | +0.140% | 356 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,604 | -0.118% | 233 | |
3 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | Exceptional | Strong | Strong | Strong | Exceptional | $1,033 | +0.194% | 229 | |
4 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,190 | -0.030% | 124 | |
5 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,336 | +0.374% | 96 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,453 | +0.477% | 76 | |
7 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,682 | +0.552% | 63 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,834 | +0.453% | 655 | |
9 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,153 | +0.406% | 333 | |
10 | SWBC MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | Sound | $3,847 | +0.277% | 39 | |
11 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,292 | +0.161% | 319 | |
12 | COMMUNITY MORTGAGE CORPORATION | Strong | Acceptable | Strong | Exceptional | Exceptional | $2,387 | +0.102% | 134 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,900 | +0.608% | 66 | |
14 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,001 | +0.335% | 54 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,214 | +0.260% | 44 | |
16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Strong | $3,572 | +0.579% | 144 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,062 | +0.359% | 94 | |
18 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,585 | +0.637% | 78 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,231 | +0.554% | 76 | |
20 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,922 | +0.782% | 62 | |
21 | PILGRIM MORTGAGE LLC | Strong | Acceptable | Strong | Strong | Strong | $3,161 | +0.676% | 62 | |
22 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,288 | +0.080% | 39 | |
23 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,644 | +0.438% | 30 | |
24 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,675 | +0.585% | 26 | |
25 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $4,689 | +0.437% | 24 | |
26 | SENTE MORTGAGE, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $3,526 | +0.477% | 145 | |
27 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $4,635 | +0.951% | 96 | |
28 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,094 | +0.750% | 85 | |
29 | AMERISAVE MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $5,072 | +1.067% | 33 | |
30 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $4,633 | +0.939% | 41 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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