Safe Rate Rankings

Best Conventional Mortgage Lenders in Longview

Updated May 23, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders30

Total Loans981

Median Rate Spread0.37%

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Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	FIBRECredit Union	Exceptional	Strong	Sound	Strong	Exceptional	$3,307Fees	0.280%Below	56
2	U.S. Bank National AssociationBank	Exceptional	Strong	Exceptional	Strong	Sound	$772Fees	0.165%Above	22
3	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,233Fees	0.113%Above	111
4	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,027Fees	0.160%Above	84
5	GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,791Fees	0.327%Above	164
6	V.I.P. MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Strong	$5,065Fees	0.315%Above	55
7	LOANDEPOT.COM, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	Sound	$4,489Fees	0.333%Above	18
8	BAY EQUITY LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	Sound	$4,059Fees	0.279%Above	14
9	JPMorgan Chase Bank, National AssociationBank	Strong	Sound	Exceptional	Strong	Sound	$2,654Fees	0.350%Above	12
10	CMG MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$4,733Fees	0.395%Above	46
11	FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$4,564Fees	0.465%Above	28
12	COLUMBIA COMMUNITY CREDIT UNIONCredit Union	Strong	Strong	Sound	Sound	Sound	$1,789Fees	0.419%Above	15
13	Synergy One Lending, Inc.Independent Mortgage Company	Strong	Acceptable	Strong	Strong	Strong	$5,491Fees	0.413%Above	56
14	NATIONS DIRECT MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	Strong	$3,606Fees	0.212%Above	36
15	GUARANTEED RATE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,196Fees	0.330%Above	23
16	MOVEMENT MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$4,387Fees	0.323%Above	17
17	THE LOAN STORE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$4,140Fees	0.350%Above	16
18	CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$4,413Fees	0.931%Above	13
19	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIPIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$5,120Fees	0.675%Above	13
20	PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$5,817Fees	0.185%Above	13
21	Umpqua BankBank	Strong	Acceptable	Strong	Strong	Sound	$763Fees	0.391%Above	14
22	NEWREZ LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Sound	$1,463Fees	0.642%Above	11
23	AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$4,255Fees	0.593%Above	25
24	EVERGREEN MONEYSOURCE MORTGAGE COMPANYIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$5,097Fees	0.803%Above	24
25	RED CANOE CREDIT UNIONCredit Union	Sound	Acceptable	Sound	Sound	Strong	$794Fees	0.542%Above	23
26	CORNERSTONE CAPITAL BANK, SSBBank	Sound	Mediocre	Exceptional	Strong	Sound	$3,318Fees	0.414%Above	16
27	PREMIER MORTGAGE RESOURCES, L.L.C.Independent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$1,939Fees	0.407%Above	10
28	SUMMIT MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Acceptable	Sound	Sound	Sound	$4,385Fees	0.528%Above	13

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.