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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Naples
Updated February 5, 2026
Market Overview
36
Total Lenders
4,495
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,533 | +0.242% | 153 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,705 | +0.342% | 438 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,292 | +0.271% | 367 | |
4 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,003 | +0.643% | 490 | |
5 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,000 | +0.566% | 68 | |
6 | NEAL COMMUNITIES FUNDING, LLC | Strong | Sound | Strong | Strong | Strong | $675 | +0.858% | 31 | |
7 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,039 | +0.245% | 14 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,024 | +0.415% | 99 | |
9 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,249 | +0.342% | 53 | |
10 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Sound | $1,342 | +0.149% | 32 | |
11 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $6,502 | +0.879% | 171 | |
12 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,516 | +0.562% | 107 | |
13 | Summit Mortgage Corporation | Strong | Acceptable | Strong | Strong | Strong | $4,193 | +0.562% | 65 | |
14 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,300 | +0.464% | 44 | |
15 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $4,633 | +0.935% | 34 | |
16 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,759 | +0.356% | 34 | |
17 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,489 | +0.932% | 33 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,795 | +0.492% | 32 | |
19 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Sound | $2,297 | -0.018% | 27 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,627 | +0.375% | 26 | |
21 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,730 | +0.616% | 22 | |
22 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,901 | +0.474% | 22 | |
23 | WILLIAM RAVEIS MORTGAGE, LLC | Strong | Sound | Strong | Sound | Sound | $2,285 | +0.249% | 17 | |
24 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,668 | +0.559% | 15 | |
25 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,558 | +0.480% | 14 | |
26 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,191 | +0.536% | 13 | |
27 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,264 | +0.247% | 13 | |
28 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,531 | +0.378% | 13 | |
29 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,954 | +0.485% | 20 | |
30 | THE MORTGAGE WAREHOUSE,LLC | Strong | Sound | Sound | Sound | Sound | $689 | +0.423% | 11 | |
31 | FBC MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | Sound | $1,478 | +0.083% | 30 | |
32 | FIDELITY DIRECT MORTGAGE, LLC | Sound | Acceptable | Sound | Sound | Sound | $3,270 | +0.093% | 18 | |
33 | ANGEL OAK MORTGAGE SOLUTIONS LLC | Sound | Mediocre | Strong | Sound | Sound | $4,051 | +1.043% | 22 | |
34 | NP, INC. | Sound | Mediocre | Strong | Sound | Sound | $2,664 | +0.947% | 21 | |
35 | A&D Mortgage LLC | Sound | Mediocre | Strong | Sound | Sound | $8,094 | +0.774% | 11 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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