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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Seattle
Updated February 5, 2026
Market Overview
40
Total Lenders
22,150
Total Loans
0.18%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,096 | -0.170% | 164 | |
2 | SAMMAMISH MORTGAGE COMPANY | Exceptional | Strong | Strong | Sound | Exceptional | $566 | +0.021% | 395 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,310 | +0.030% | 1,435 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,225 | +0.061% | 1,361 | |
5 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,494 | +0.135% | 360 | |
6 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Strong | $3,394 | +0.105% | 345 | |
7 | BETTER MORTGAGE CORPORATION | Strong | Exceptional | Strong | Mediocre | Strong | $328 | -0.079% | 64 | |
8 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,152 | +0.321% | 1,385 | |
9 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,702 | +0.375% | 1,094 | |
10 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,667 | +0.321% | 849 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,320 | +0.336% | 723 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,910 | +0.312% | 558 | |
13 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,364 | -0.002% | 383 | |
14 | General Mortgage Capital Corporation | Strong | Sound | Strong | Strong | Strong | $1,859 | -0.080% | 155 | |
15 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,099 | -0.018% | 69 | |
16 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,440 | +0.187% | 213 | |
17 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,506 | +0.172% | 136 | |
18 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,246 | +0.212% | 108 | |
19 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $1,667 | -0.025% | 89 | |
20 | MEMBER FIRST MORTGAGE, LLC | Strong | Sound | Strong | Sound | Strong | $2,436 | -0.038% | 59 | |
21 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,105 | +0.326% | 370 | |
22 | OriginPoint, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $2,549 | +0.251% | 351 | |
23 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,418 | +0.319% | 233 | |
24 | SCENIC OAKS FUNDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,655 | +0.332% | 110 | |
25 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,923 | +0.083% | 64 | |
26 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,473 | +0.099% | 62 | |
27 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Sound | $4,899 | +0.440% | 60 | |
28 | RESICENTRAL, LLC | Strong | Sound | Strong | Sound | Sound | $1,274 | +0.102% | 51 | |
29 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,957 | +0.256% | 49 | |
30 | NMSI, INC. | Strong | Acceptable | Strong | Exceptional | Sound | $1,479 | +0.110% | 49 | |
31 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,006 | +0.194% | 48 | |
32 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $5,416 | +0.413% | 305 | |
33 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,262 | +0.296% | 284 | |
34 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Strong | $5,290 | +0.439% | 252 | |
35 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $3,625 | +0.482% | 77 | |
36 | ON Q FINANCIAL, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,590 | +0.310% | 67 | |
37 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,615 | +0.274% | 64 | |
38 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | Sound | $2,876 | +0.180% | 64 | |
39 | PRIORITY HOME LENDING, LLC | Sound | Mediocre | Sound | Sound | Strong | $4,182 | +0.534% | 63 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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