Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | AMERICAN FEDERAL MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Exceptional | Sound | Strong | $72Fees | 0.296%Below | 37 | |
2 | KWIK MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Exceptional | Sound | Strong | $1,675Credit | 0.137%Below | 27 | |
3 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Exceptional | $2,729Fees | 0.228%Above | 199 | |
4 | MLD MORTGAGE INC.Independent Mortgage Company | Strong | Sound | Exceptional | Exceptional | $3,121Fees | 0.106%Above | 120 | |
5 | NJ LENDERS CORP.Independent Mortgage Company | Strong | Strong | Strong | Strong | $2,238Fees | 0.049%Above | 32 | |
6 | PROVIDENT FUNDING ASSOCIATES, L.P.Independent Mortgage Company | Strong | Exceptional | Sound | Sound | $490Fees | 0.017%Below | 26 | |
7 | Advisors Mortgage Group, L.L.C.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | $1,771Fees | 0.238%Above | 57 | |
8 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $4,439Fees | 0.225%Above | 312 | |
9 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | $2,189Fees | 0.264%Above | 62 | |
10 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | $1,699Fees | 0.319%Above | 53 | |
11 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Sound | Strong | Strong | $2,527Fees | 0.130%Above | 34 | |
12 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Exceptional | $3,382Fees | 0.468%Above | 144 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,386Fees | 0.251%Above | 68 | |
14 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,084Fees | 0.376%Above | 66 | |
15 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | $3,412Fees | 0.373%Above | 40 | |
16 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Strong | Sound | $1,220Fees | 0.582%Above | 29 | |
17 | ALLIED MORTGAGE GROUP, INC.Independent Mortgage Company | Strong | Sound | Strong | Sound | $2,024Fees | 0.456%Above | 23 | |
18 | Prosperity Home Mortgage, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $2,313Fees | 0.292%Above | 71 | |
19 | GREENTREE MORTGAGE COMPANY, L.P.Independent Mortgage Company | Strong | Acceptable | Strong | Strong | $2,628Fees | 0.443%Above | 47 | |
20 | GUARANTEED RATE AFFINITY, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | $3,060Fees | 0.251%Above | 33 | |
21 | NFM, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $3,364Fees | 0.607%Above | 29 | |
22 | UNION HOME MORTGAGE CORP.Independent Mortgage Company | Strong | Acceptable | Exceptional | Sound | $2,380Fees | 0.373%Above | 27 | |
23 | Paramount Residential Mortgage Group, Inc.Independent Mortgage Company | Sound | Acceptable | Strong | Sound | $2,587Fees | 0.676%Above | 32 | |
24 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | $2,961Fees | 0.501%Above | 31 | |
25 | EMBRACE HOME LOANS, INC.Independent Mortgage Company | Sound | Acceptable | Strong | Sound | $2,022Fees | 0.198%Above | 20 | |
26 | THE LOAN STORE, INC.Independent Mortgage Company | Sound | Acceptable | Strong | Sound | $1,871Fees | 0.284%Above | 20 | |
27 | ABSOLUTE HOME MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | $3,573Fees | 0.679%Above | 52 | |
28 | NEWREZ LLCIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $3,676Fees | 0.298%Above | 31 | |
29 | PRINCETON MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Acceptable | Sound | Sound | $3,538Fees | 0.303%Above | 20 | |
30 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Sound | $4,254Fees | 0.448%Above | 31 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.