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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Warren
Updated February 5, 2026
Market Overview
25
Total Lenders
32,884
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,135 | +0.360% | 6,648 | |
2 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,202 | +0.297% | 313 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,085 | +0.351% | 171 | |
4 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,345 | +0.531% | 127 | |
5 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $1,567 | +0.182% | 102 | |
6 | M/I FINANCIAL, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,316 | -0.174% | 93 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,822 | +0.331% | 4,709 | |
8 | STAUNTON FINANCIAL, INC. | Strong | Sound | Strong | Strong | Exceptional | $1,799 | +0.218% | 788 | |
9 | MICHIGAN MUTUAL, INC. | Strong | Sound | Strong | Strong | Exceptional | $2,209 | +0.625% | 543 | |
10 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,234 | +0.525% | 414 | |
11 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,124 | +0.472% | 197 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,898 | +0.388% | 177 | |
13 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,767 | +0.703% | 910 | |
14 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,595 | +0.492% | 233 | |
15 | MORTGAGE 1 INCORPORATED | Strong | Acceptable | Strong | Strong | Exceptional | $2,463 | +0.509% | 1,181 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,795 | +0.693% | 618 | |
17 | MORTGAGE CENTER L.C | Strong | Acceptable | Strong | Strong | Exceptional | $1,213 | -0.041% | 353 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,556 | +0.670% | 281 | |
19 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,457 | +0.407% | 206 | |
20 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $2,277 | +0.545% | 300 | |
21 | ROSS MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $2,433 | +0.358% | 286 | |
22 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,164 | +0.994% | 81 | |
23 | PRESTON HOME LOANS INC | Sound | Mediocre | Strong | Strong | Strong | $3,322 | +0.753% | 222 | |
24 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Strong | Strong | $3,863 | +0.539% | 188 | |
25 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,663 | +0.631% | 115 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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