🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best USDA Mortgage Lenders in Baton Rouge
Updated February 5, 2026
Market Overview
93
Total Lenders
7,949
Total Loans
0.43%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | GMFS LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $1,889 | +0.250% | 1,452 | |
2 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $90 | -0.119% | 566 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,602 | +0.372% | 664 | |
4 | HANCOCK WHITNEY BANK | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,339 | +0.061% | 288 | |
5 | Red River Bank | Exceptional | Exceptional | Strong | Strong | Strong | $995 | -0.122% | 92 | |
6 | NEWREZ LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,144 | +0.444% | 137 | |
7 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,025 | +0.436% | 116 | |
8 | GUILD MORTGAGE COMPANY LLC | Exceptional | Strong | Exceptional | Strong | Sound | $3,459 | +0.772% | 58 | |
9 | HOMESPIRE MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | Sound | $3,711 | +0.450% | 42 | |
10 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,488 | +0.372% | 378 | |
11 | Gulf Coast Bank and Trust Company | Strong | Sound | Strong | Strong | Strong | $1,871 | +0.281% | 191 | |
12 | RESIDENTIAL ACCEPTANCE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $5,910 | +0.282% | 110 | |
13 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,940 | +0.725% | 54 | |
14 | FIDELITY BANK | Strong | Acceptable | Exceptional | Strong | Strong | $2,741 | +0.339% | 172 | |
15 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,824 | +0.531% | 128 | |
16 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,026 | +0.772% | 71 | |
17 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Sound | Sound | $2,718 | +0.368% | 46 | |
18 | MOVEMENT MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,701 | +0.320% | 202 | |
19 | THE MORTGAGE FIRM, INC. | Sound | Acceptable | Sound | Sound | Strong | $1,975 | +0.524% | 77 | |
20 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $2,495 | +0.665% | 28 | |
21 | Click n' Close, Inc. | Sound | Mediocre | Exceptional | Sound | Sound | $7,020 | +1.600% | 40 | |
22 | First Option Mortgage, LLC | Sound | Mediocre | — | Strong | Sound | $2,332 | +0.501% | 32 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Baton Rouge, LAUSDA
No credit impact
3-minute process
100% free