Safe Rate Rankings

Best Mortgage Companie Lenders in Baton Rouge

Updated June 4, 2026

Rankings are a starting point, not a verdict. Safe Rate recommends speaking with 2-3 lenders to find the right fit for your home loan!

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders93

Total Loans7,949

Median Rate Spread0.43%

Baton Rouge Market Insights

Dsld Mortgage is Safe Rate's top-ranked mortgage company in Baton Rouge, leading the composite scorecard across pricing, pullthrough, products, and local expertise.
There is often a pricing vs. pullthrough tradeoff in mortgage lending. In Baton Rouge, Dsld Mortgage and Standard Mortgage scores highest on pricing while Rocket Mortgage and United Wholesale Mortgage leads on likelihood to close. That is why we encourage speaking with multiple lenders.
United Wholesale Mortgage (UWM) ranks #3 in Baton Rouge, serving as the platform behind many independent local brokers who live and work in the community. A local broker knows the neighborhoods, the local market, and is personally invested in your outcome. Real estate agents often prefer referring local brokers for their accessibility and responsiveness, qualities that matter when a deal is moving fast. Pricing and experience can vary by broker.
Popular names in Baton Rouge: Rocket Mortgage (#4) and Gmfs (#2).

Explore Rankings by Type

Overall Rankings

All lenders in Baton Rouge

By Loan Product

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Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	DSLD MORTGAGE, LLC Independent Mortgage CompanyDirect	Exceptional	Exceptional	Exceptional	Exceptional	$90Fees	0.119%Below	566
2	GMFS LLC Independent Mortgage CompanyDirect & Wholesale	Exceptional	Sound*	Exceptional	Exceptional	$1,889Fees	0.250%Above	1,452
3	UNITED WHOLESALE MORTGAGE, LLC Independent Mortgage CompanyWholesale	Strong	Sound*	Exceptional	Exceptional	$2,602Fees	0.372%Above	664
4	ROCKET MORTGAGE, LLC Independent Mortgage CompanyDirect & Wholesale	Strong	Acceptable*	Exceptional	Strong	$4,057Fees	0.407%Above	391
5	ARK-LA-TEX FINANCIAL SERVICES, LLC. Independent Mortgage CompanyDirect & Wholesale	Strong	Sound*	Exceptional	Strong	$1,025Fees	0.436%Above	116
6	Assurance Financial Group, L.L.C. Independent Mortgage CompanyDirect	Strong	Acceptable	Exceptional	Exceptional	$2,488Fees	0.372%Above	378
7	FREEDOM MORTGAGE CORPORATION Independent Mortgage CompanyDirect & Wholesale	Strong	Sound*	Strong	Strong	$1,944Fees	0.259%Above	148
8	RESIDENTIAL ACCEPTANCE CORPORATION Independent Mortgage CompanyWholesale	Strong	Acceptable*	Strong	Strong	$5,910Fees	0.282%Above	110
9	STANDARD MORTGAGE CORPORATION Independent Mortgage CompanyDirect	Strong	Strong	Sound	Sound	$1,443Fees	0.075%Below	32
10	MOVEMENT MORTGAGE, LLC Independent Mortgage CompanyDirect	Strong	Acceptable	Exceptional	Strong	$2,701Fees	0.320%Above	202
11	FIRST COMMUNITY MORTGAGE, INC. Independent Mortgage CompanyDirect & Wholesale	Strong	Acceptable*	Exceptional	Strong	$1,790Fees	0.449%Above	88
12	LOANDEPOT.COM, LLC Independent Mortgage CompanyDirect & Wholesale	Strong	Sound*	Strong	Sound	$3,944Fees	0.437%Above	50
13	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP Independent Mortgage CompanyDirect & Wholesale	Sound	Acceptable*	Exceptional	Strong	$2,380Fees	0.381%Above	77
14	CMG MORTGAGE, INC. Independent Mortgage CompanyDirect	Sound	Acceptable	Exceptional	Sound	$3,940Fees	0.725%Above	54
15	PENNYMAC LOAN SERVICES, LLC Independent Mortgage CompanyDirect & Wholesale	Sound	Sound*	Strong	Sound	$320Fees	0.020%Below	33
16	LOWER, LLC Independent Mortgage CompanyDirect & Wholesale	Sound	Acceptable*	Strong	Strong	$2,824Fees	0.531%Above	128
17	Mortgage Research Center, LLC Independent Mortgage CompanyDirect	Sound	Acceptable	Strong	Strong	$1,955Credit	0.620%Above	103
18	AML FUNDING LLC Independent Mortgage CompanyDirect	Sound	Sound	Strong	Sound	$1,448Fees	0.342%Above	27
19	THE MORTGAGE FIRM, INC. Independent Mortgage CompanyDirect	Sound	Acceptable	Exceptional	Strong	$1,975Fees	0.524%Above	77
20	FAIRWAY INDEPENDENT MORTGAGE CORPORATION Independent Mortgage CompanyDirect	Sound	Acceptable	Exceptional	Sound	$3,118Fees	0.724%Above	60
21	GUILD MORTGAGE COMPANY LLC Independent Mortgage CompanyDirect	Sound	Acceptable	Exceptional	Sound	$3,459Fees	0.772%Above	58
22	HOMESPIRE MORTGAGE CORPORATION Independent Mortgage CompanyDirect	Sound	Acceptable	Exceptional	Sound	$3,711Fees	0.450%Above	42
23	NEWREZ LLC Independent Mortgage CompanyDirect & Wholesale	Sound	Acceptable*	Sound	Strong	$2,144Fees	0.444%Above	137
24	MUTUAL OF OMAHA MORTGAGE, INC. Independent Mortgage CompanyDirect	Sound	Sound	Sound	Sound	$3,753Fees	0.437%Above	23
25	UNION HOME MORTGAGE CORP. Independent Mortgage CompanyDirect & Wholesale	Sound	Acceptable*	Exceptional	Sound	$2,390Fees	0.264%Above	40
26	CROSSCOUNTRY MORTGAGE, LLC Independent Mortgage CompanyDirect	Sound	Acceptable	Strong	Strong	$3,325Fees	0.650%Above	84
27	SUN WEST MORTGAGE COMPANY, INC. Independent Mortgage CompanyDirect & Wholesale	Sound	Acceptable*	Strong	Strong	$3,146Fees	0.468%Above	65
28	PRIMARY RESIDENTIAL MORTGAGE, INC. Independent Mortgage CompanyDirect	Sound	Mediocre	Strong	Sound	$3,182Fees	0.672%Above	66
29	NATIONSTAR MORTGAGE LLC Independent Mortgage CompanyDirect	Sound	Acceptable	Strong	Sound	$3,005Fees	0.489%Above	53
30	Equity Prime Mortgage LLC Independent Mortgage CompanyDirect	Sound	Acceptable	Strong	Strong	$2,026Fees	0.772%Above	71
31	GENEVA FINANCIAL, LLC Independent Mortgage CompanyDirect	Sound	Mediocre	Exceptional	Sound	$3,589Fees	0.785%Above	31
32	HIGHLANDS RESIDENTIAL MORTGAGE, LTD. Independent Mortgage CompanyDirect	Sound	Mediocre	Strong	Sound	$1,970Fees	0.551%Above	25
33	Paramount Residential Mortgage Group, Inc. Independent Mortgage CompanyDirect & Wholesale	Sound	Acceptable*	Strong	Sound	$3,954Fees	0.525%Above	20
34	CANOPY MORTGAGE, LLC Independent Mortgage CompanyDirect	Sound	Acceptable	Strong	Sound	$3,669Fees	0.652%Above	26
35	HOMEBRIDGE FINANCIAL SERVICES, INC. Independent Mortgage CompanyWholesale	Sound	Acceptable*	Sound	Sound	$1,659Fees	0.358%Above	24
36	First Option Mortgage, LLC Independent Mortgage CompanyDirect	Sound	Mediocre	Strong	Sound	$2,332Fees	0.501%Above	32
37	NEW AMERICAN FUNDING, LLC Independent Mortgage CompanyDirect	Sound	Acceptable	Sound	Sound	$3,200Fees	0.813%Above	28
38	AMERICAN FINANCIAL RESOURCES, INC. Independent Mortgage CompanyWholesale	Sound	Acceptable*	Sound	Sound	$2,495Fees	0.665%Above	28
39	US MORTGAGE CORPORATION Independent Mortgage CompanyDirect	Sound	Mediocre	Sound	Sound	$3,945Fees	0.945%Above	32
40	Wolfe Financial, Inc Independent Mortgage CompanyDirect	Sound	Mediocre	Sound	Strong	$4,137Fees	0.608%Above	52
41	AMERITRUST MORTGAGE CORPORATION Independent Mortgage CompanyDirect & Wholesale	Sound	Mediocre*	Sound	Sound	$5,388Fees	1.465%Above	34
42	SOUTHWEST FUNDING, LP Independent Mortgage CompanyDirect	Sound	Mediocre	Strong	Sound	$3,730Fees	0.818%Above	22
43	Cornerstone First Mortgage, Inc Independent Mortgage CompanyDirect	Sound	Mediocre	Sound	Sound	$2,036Fees	0.456%Above	23
44	Click n' Close, Inc. Independent Mortgage CompanyDirect	Acceptable	Mediocre	Sound	Sound	$7,020Fees	1.600%Above	40
45	ROYAL UNITED MORTGAGE LLC Independent Mortgage CompanyDirect	Acceptable	Mediocre	Strong	Sound	—	—	21
46	AMERISAVE MORTGAGE CORPORATION Independent Mortgage CompanyDirect	Acceptable	Mediocre	Acceptable	Sound	$4,877Fees	0.591%Above	21
47	NEW DAY FINANCIAL, LLC Independent Mortgage CompanyDirect	Acceptable	Mediocre	Acceptable	Sound	$1,919Fees	0.853%Above	21

❓ Frequently Asked Questions

How are mortgage lenders ranked in Baton Rouge, LA?+

Safe Rate ranks lenders using the 4 Ps framework, derived entirely from HMDA (Home Mortgage Disclosure Act) data: Pricing (how competitively a lender prices loans vs. the market benchmark), Pullthrough (how effectively a lender closes applications), Place (the lender's depth of expertise in Baton Rouge, LA), and Product (performance on specific loan types). Each lender receives a composite Safe Rate Score from 0–100. No lender pays to appear in the rankings.

What is the Safe Rate Score?+

The Safe Rate Score is a 0–100 composite index measuring a lender's performance across Pricing, Pullthrough, Place, and Product. Scores of 80 or above earn Champion status; scores of 60–79 earn Superstar status. All scores are calculated from verified HMDA data — no lender can pay to improve their position.

How many mortgage lenders are active in Baton Rouge, LA?+

Based on 2024 HMDA data, 93 lenders originated a combined 7,949 loans in Baton Rouge, LA. Safe Rate's rankings evaluate all of them — not just a curated shortlist.

What does the rate spread tell me about a lender in Baton Rouge, LA?+

Rate spread measures how much above the Average Prime Offer Rate (APOR) a lender charges. The median rate spread in Baton Rouge, LA is 0.43%. Lenders in Safe Rate's top rankings consistently price below this median, meaning borrowers typically pay less interest over the life of their loan.

What is HMDA data and why does Safe Rate use it?+

HMDA (Home Mortgage Disclosure Act) is a federal law requiring every mortgage lender to disclose every loan application annually — including rates, amounts, approvals, and denials. Safe Rate uses HMDA because it is government-verified, covers all lenders equally, and cannot be gamed. It is the most objective foundation available for lender rankings.

Does Safe Rate accept payment from lenders to appear in rankings?+

No. Safe Rate rankings are strictly data-driven. No lender can pay to appear in or improve their position in Safe Rate's rankings. The only factor that determines a lender's rank is their verified HMDA performance data.

What is the difference between a bank, credit union, and independent mortgage company?+

Banks and credit unions offer mortgages alongside checking, savings, and other products. Independent Mortgage Companies (IMCs) focus exclusively on originating loans and often offer more product variety and speed. In Baton Rouge, LA's rankings, all three institution types are evaluated on the same HMDA performance metrics.

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

⚖️ Licensing & Disclosures

Lender rankings and market statistics are created by Dylan Hall, licensed mortgage loan officer (NMLS #1658740). Safe Rate is a mortgage technology platform; mortgage lending services are provided by PartnerOwn LLC dba Safe Rate Mortgage, a licensed mortgage broker and lender (NMLS #1590949). Safe Rate Mortgage is a lending partner of some of the lenders ranked on this page, and Safe Rate Inc. has software or service customers on this list; however, all rankings are calculated using objective, public Home Mortgage Disclosure Act (HMDA) datasets, completely independent of any corporate partnerships, client relationships, or compensation.